Innovative executive and marketing professional experienced in high-volume, mortgage production, trading and servicing business operations. Desires a high-level position in a professional corporate or private environment.
Overview
29
29
years of professional experience
Work History
Chief Operating Officer
Dunmor Capital
Woodland Hills, CA
04.2022 - Current
Responsible for Day to Day operations of Sales, Loan Operations, Servicing, Post Closing, and Asset Management.
Build start up commercial residential lending platform.
Build best in class loan servicing experience for investment customers.
Build data and analytics platform for portfolio oversight.
Assist with capital raise.
Executive Vice President
Selene Finance
Mission Viejo, CA
09.2021 - 04.2022
Manage all day to Day Default Operations
Build out EBO Process
Select industry leading technology
Led Loan Acquisition strategy
President
BSI Financial
Irvine, CA
05.2015 - 04.2022
Responsible for all Operational functions for Loan Servicing team of over 400 employees in 4 locations
Spearheaded RMBS and capital raise for MSR acquisitions
Doubled servicing profitability through expense reduction and creation of new business lines
Created valuation, title and REO asset management business lines that added immediate profitability
Experience with NON- QM, investor fix and flip, and Heloc asset classes
Oversaw sales efforts and approved pricing
SVP- Portfolio Management
PIMCO
Newport Beach, CA
06.2010 - 01.2015
Hired to assist with capital raise of Bravo funds as new private investment vehicles for firm
Managed all aspects of performing and non-performing whole loan trading operations
Started and performed due diligence for firms entry into UK non-performing loan market
Oversaw all operational aspects of consumer, student, and auto loan investments
Sourced transactions for various fund investments through industry contacts
Facilitated entry into mortgage production investments in MSR and Non-QM.
Managing Director
Pennymac
Calabasas, Trabuco Canyon, CA
03.2008 - 04.2010
Built post closing and loan servicing platform as startup to over 20,000 loans under management
Helped in capital raising for private fund and creation of public REIT
Responsible for all capacity planning and budgeting for PFSI business
Led first FDIC structure NPL trade.
SVP Loan Operations
Fremont Investment & Loan
Brea, CA
11.2006 - 03.2008
Responsible for all loan servicing functions that included 600 employees in two service centers
Implemented loss mitigation program sponsored by FDIC to modify over 50% of delinquent customers
Oversaw clean up of post closing document deficiencies
Managed numerous audits by rating agencies and outside firms with little to no operational findings
Member of bank ALCO committee.
SVP Head of Sales
First American
Santa Ana, CA
11.2005 - 11.2006
Oversaw sales and product development for national sales
Managed a team of 10 professional sales associates
Developed new incentive compensation program for team
Responsible for numerous RFP and pricing proposals for many large institutional customers.
Vice President
SVP, IndyMac Bank
Pasadena, CA
07.2002 - 11.2006
VP
Wells Fargo Bank
Charlotte, NC
01.1995 - 07.2002
Education
Associate of Arts - Business administration and Economics
University of Iowa
Skills
Mortgage loan pricing and trading for both Performing and non-performing loans
Due diligence and post closing oversight
Servicing management operations experience
Default management expertise
Client account management experience with
Capital raising of two large funds
Budgeting expertise and capacity planning for Growth of new start up businesses
Project management over numerous projects to Enhance optimal performance
Leadership/communication skills
Helped to lead start up of 2 multi billion dollar private funds to invest in various aspects of bank
De-leveraging Funds have lifetime IRR's greater than 20%
Start up owner of full service mortgage banking company Built out entire post closing and servicing Platforms
Held numerous senior executive positions in large established mortgage banking companies including
Oversight of over 1000 full time employees
20 years experience in sourcing financial transactions
Timeline
Chief Operating Officer
Dunmor Capital
04.2022 - Current
Executive Vice President
Selene Finance
09.2021 - 04.2022
President
BSI Financial
05.2015 - 04.2022
SVP- Portfolio Management
PIMCO
06.2010 - 01.2015
Managing Director
Pennymac
03.2008 - 04.2010
SVP Loan Operations
Fremont Investment & Loan
11.2006 - 03.2008
SVP Head of Sales
First American
11.2005 - 11.2006
Vice President
SVP, IndyMac Bank
07.2002 - 11.2006
VP
Wells Fargo Bank
01.1995 - 07.2002
Associate of Arts - Business administration and Economics
Credit Manager at Tata Capital Limited (Tata Motors Finance Limited Merged with Tata Capital Limited)Credit Manager at Tata Capital Limited (Tata Motors Finance Limited Merged with Tata Capital Limited)