Cassandra Bomar
Hartselle,AL
Summary
Results-driven professional with extensive experience in credit risk management and strategic planning. Known for strong communication skills and leadership ability, contributing to the development of effective credit policies and team performance enhancements. Specialized knowledge in Accounts Receivable, Accounts Payable, Cash Flow abilities, and many industry trends.
Overview
23
23
years of professional experience
Work History
Vice President - Credit & IBC
Interstate Billing Service
Decatur, AL
04.2018 - Current
- Developed credit policies and guidelines to enhance risk management practices.
- Implemented software solutions, including a proprietary system self-built.
- Analyzed credit risk and developed strategies to reduce exposure.
- Managed a team of 30 Credit Analysts responsible for assessing customer applications for loan products.
- Presented and led Credit Committee monthly meetings and Executive Loan Committee biweekly meetings.
Assistant Vice President - Credit & IBC
Interstate Billing Service
Decatur, AL
04.2014 - 04.2018
- Oversaw credit analysis to mitigate financial risk for customers.
- Implemented accounting software to streamline receivables tracking and reporting.
- Reviewed financial statements to identify discrepancies and resolve issues promptly.
- Collaborated with sales teams to align credit policies with business objectives.
Credit Officer
Interstate Billing Service
Decatur, AL
09.2003 - 04.2014
- Oversaw credit risk assessment across diverse portfolios and lending products.
- Developed and implemented credit policies aligned with regulatory requirements and best practices.
- Monitored portfolio performance and adjusted strategies to optimize risk-return profiles.
- Trained and mentored staff on credit analysis techniques and risk management principles.
Education
BBA - Business Administration-Management
Athens State University
Athens, AL12-2022
Skills
- Strong communication skills
- Credit risk assessment
- Client relationship management
- Portfolio optimization
- Decision making
- Problem solving
- Critical thinking
- Adaptability
- Rules and regulations
- Staff development
- Policy development
- Data analysis
- Strategic planning
- Team leadership
- Risk management
Timeline
Vice President - Credit & IBC
Interstate Billing Service
04.2018 - Current
Assistant Vice President - Credit & IBC
Interstate Billing Service
04.2014 - 04.2018
Credit Officer
Interstate Billing Service
09.2003 - 04.2014
BBA - Business Administration-Management
Athens State University