Celia Molina
Covina,CA
Summary
Over 30 years experience in financial institutions including operations, anti-money laundering laws, procedures and practices. General administrative knowledge including basic Accounting/Bookkeeping function and procedures. Excellent initiative requiring minimal supervision and a team player.
Overview
25
25
years of professional experience
1
1
Certification
Work History
Senior Banker
First Republic Bank/JP Morgan Chase
01.2020 - 07.2024
- Responsible for the KYC Legacy Account Update, conducted internal account audit reviews, KYC Alerts, KYC Escalation and Red Flag.
- Worked on other projects assigned by department manager that included CD Renewal, Reviewed Rate Exception Report, Weekly Opened CD Report and Processed SBA Loan Applications.
BSA/AML Investigator
Cathay Bank
02.2016 - 12.2019
- Responsible for analyzing client’s database, review financial statements to detect any patterns or trends that present illegal activities or fraud.
- Monitored customer and reported suspicious activity related to Money Laundering, Terrorist Financing, Human Trafficking and Structuring to FINCEN.
- Monitored financial transactions and immediately reported suspicious activity to authorities.
- Responsible for reviewing daily account opening CDD/EDD profile report for quality assurance purposes.
- Communicate with Branches and Senior Management regarding account opening procedures and discrepancies.
- Reviewed and analyzed High Risk new accounts for discrepancies and evaluated potential risk including recommendation of account closure.
- Provided support as needed to Management department and branch staff and prepare and file Suspicious Activity Report (SAR) for escalated activity.
Teller Supervisor
L.A Financial Credit Union
08.1999 - 02.2016
- Responsible for supervising teller staff, review and approve deposit checks, resolve client inquiries, balancing of ATM and vault, and month end reports.
- Auditing of new membership accounts, negotiable items, traveler cheques, cashier checks and money orders.
- Assisted Branch Manager with any other duties as assigned, including opening of new accounts, loan applications and funding of loans.
- Collaborated with management to establish branch goals, developing strategies to achieve them.
- Oversaw daily branch operations, ensuring compliance with all banking regulations and policies.
- Conducted thorough audits of teller drawers and vaults, ensuring accuracy and adherence to compliance standards.
Member Service Representative/Call Center
L.A Financial Credit Union
08.1999 - 02.2016
- Assisted members with account information.
- Processed real estate and consumer loan applications.
- Opened CD accounts, processed checks and visa payments by phone.
- Assisted members with ATM/debit cards and ACH inquires, loan payments, transfers, checks orders, processed wire request, and stop payments.
Teller
L.A Financial Credit Union
08.1999 - 02.2016
- Processed member transactions such as deposits, withdrawals, closed accounts, visa and loan payments.
- Selling of money orders, cashier checks, traveler cheques and cross-selling of credit union products.
- Assisted customers with account inquiries and resolving issues promptly and professionally.
- Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
Education
High School Diploma -
Hollywood High School
Los Angeles, CASkills
- Microsoft Office
- IBS Insight
- BSA/AML/KYC Regulations
- OFAC/FinCEN Regulatory Policies
- CDD/EDD
- LexisNexis
- Actimize
- Analytical and Critical Thinking
- Team Player
Certification
- Certified Fraud Specialist (CFS)
- Certified Cyber Risk Specialist (CCRS)
- Association of Certified Financial Crime Specialists (CFCS)
Summary Of Experience
Over 30 years experience in financial institutions including operations, anti-money laundering laws, procedures and practices. General administrative knowledge including basic Accounting/Bookkeeping function and procedures. Excellent initiative requiring minimal supervision and a team player.
Timeline
Senior Banker
First Republic Bank/JP Morgan Chase
01.2020 - 07.2024
BSA/AML Investigator
Cathay Bank
02.2016 - 12.2019
Teller Supervisor
L.A Financial Credit Union
08.1999 - 02.2016
Member Service Representative/Call Center
L.A Financial Credit Union
08.1999 - 02.2016
Teller
L.A Financial Credit Union
08.1999 - 02.2016
- Certified Fraud Specialist (CFS)
- Certified Cyber Risk Specialist (CCRS)
- Association of Certified Financial Crime Specialists (CFCS)
High School Diploma -
Hollywood High School
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