Celina Broderick
USI Insurance Services LLC
Wallingford,CT
2
Certifications
26
years of professional experience
Strategic Underwriting Consultant with 16+ years of experience on both sides of the market: carrier-side pricing decisions with delegated rate authority at Aetna and broker-side strategy for complex employer accounts at USI. Develop and challenge renewal pricing, translate actuarial and claims analysis into practical recommendations, and take ownership of difficult client projects from initial data review through presentation. Experienced analytical team lead who coaches junior analysts, raises work quality, and keeps competing priorities moving. Bring a hands-on approach to underwriting analytics, strong judgment, problem solving and the ability to explain complex financial decisions clearly.
Work History
Benefit Analyst V / Senior Financial Consultant
7 Years 3 Months- Current book of business is 15 employer accounts; averaging about $250,000+ in annual consulting revenue per account. Average account has 1000+ subscribers.
- Independently built an integrated client-workflow dashboard; centralizing deadlines, deliverables, KPI summaries, and renewal activities. Along with contribution modeling tools and interactive actuarial value & plan change tools.
- Lead claims, utilization, cost-trend, underwriting, and actuarial analyses to assess financial risk and funding impacts.
- Analyze medical and pharmacy risk data, actuarial adjustments, HCC models, and claims-based risk scores to interpret risk drivers and client questions.
- Advise clients and internal teams on funding, pharmacy, and stop-loss options while evaluating carrier assumptions and renewal alternatives.
- Develop financial models, Power BI dashboards, and Excel reporting tools, then translate findings into executive presentations.
- Facilitate renewal and strategic meetings with clients, producers, and consulting teams to explain results and support decisions.
Underwriting Consultant
9 Years 2 Months- Analyzed 100+ cases per year to assess claims experience, utilization patterns, and pricing inputs for new business.
- Progressed through increasingly complex underwriting assignments, evaluating medical risk factors, plan design, and group financial performance.
- Developed renewal projections, pricing recommendations, and funding analyses for brokers, sales partners, and client teams.
- Collaborated with actuarial, analytics, sales, and account teams on complex cases and healthcare reform considerations, including Medicare Advantage exposure.
- Explained underwriting assumptions and financial recommendations to brokers, consultants, and stakeholders, while mentoring developing underwriters and supporting analytical quality review.
Operations Analyst
8 Years 6 Months- Led the pre & post-acquisition financial integration, successfully consolidating disparate general ledgers, payroll systems, and billing platforms (proprietary software) into parent systems.
- Managed all day-to-day transactional accounting, treasury management, and vendor payment reconciliations for acquired tech portfolios during transition periods.
- Served as the primary financial liaison between the executive team and newly acquired business units, establishing standardized weekly cash-burn and financial KPI reporting.
Education
High School Diploma
Skills
Strong analytical
decision-making
and communication skills.
Demonstrates ability to lead
mentor
and/or develop team members.
Demonstrats success in anticipating customer needs and negotiating using tact and diplomacy.
Excellent written and oral communication.
Excels in relationship building.
Collaborative with clients
vendor partners and internal constituent. While also working independently to meet timelines.
Self-motivated and accountable.
Flexible and Adaptable
Certification
Connecticut Life, Accident & Health Insurance Producer License
Personal Information
Celina K. Broderick
Wallingford, CT | 203.631.1049 | celina.broderick@gmail.com | https://www.linkedin.com/in/celina-broderick-4457484
Timeline
Benefit Analyst V / Senior Financial Consultant
USI Insurance Services LLC
08.2019 - CurrentRead More
Underwriting Consultant
CVS Healthcare
06.2010 - 08.2019Read More
Operations Analyst
Eclipse, an Epicor Company
01.2001 - 07.2009Read More
Fairfield High School
High School Diploma
Read More