Chalese Turnbow
Sandy,UT
Summary
Dynamic Senior Credit Analyst with a proven track record at Prestige Financial Services, excelling in credit risk analysis and relationship management. Enhanced credit policies, leading to improved risk mitigation and successful deal closures. Adept at financial statement review and fostering client relationships, driving strategic growth initiatives.
Known for effectively supporting teams to achieve strategic objectives and adapt to evolving business needs. Valued for analytical acumen, collaborative approach, and reliability.
Overview
26
26
years of professional experience
Work History
Senior Credit Analyst
Prestige Financial Services
09.1999 - 11.2025
- Gathered loan documentation for underwriting.
- Improved understanding of financial statements, which helped in assessing risk.
- Leveraged strong communication skills during negotiations with clients leading to successful deal closures in line with internal risk guidelines.
- Conducted thorough financial statement analysis for accurate assessment of borrowers'' repayment capacity and financial health.
- Provided valuable input during strategic planning sessions to optimize credit risk strategies for long-term growth.
- Improved credit risk management by developing and implementing comprehensive credit policies and procedures.
- Evaluated customer credit data to determine level of risk involved in money lending.
- Mitigated potential losses by identifying early warning signals and proactively managing problem loans.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
Education
Associate of Arts -
Snow College
Ephraim, UTSkills
- Verbal and written communication
- Financial statement review
- Training and mentoring
- High risk account reviews
- Relationship management
- Process improvements
- Underwriting
- Loan structuring
- Policy and procedure management
- Credit risk analysis
- Goal oriented
- Loan documentation and policies
- Credit decision making
- Problem-solving abilities
- Time management
- Excellent communication
- Attention to detail
Timeline
Senior Credit Analyst
Prestige Financial Services
09.1999 - 11.2025
Associate of Arts -
Snow College