Charles Scott, Jr.
Victor
Summary
Results-driven Senior Credit Analyst with extensive experience at ITT Goulds Pumps in credit risk assessment and loan structuring. Proficient in developing credit policies, enhancing client relationships, and utilizing credit scoring models. Expertise in managing diverse corporate portfolios to drive informed lending decisions.
Overview
19
19
years of professional experience
Work History
Senior Credit Analyst
ITT Goulds Pumps
11.2010 - 03.2023
- Mitigated credit risk through analysis of diverse customer portfolios.
- Evaluated financial statements to determine borrower creditworthiness effectively.
- Developed credit policies that reduced risk exposure for the organization.
- Streamlined credit approval processes by collaborating with cross-functional teams.
- Prepared reports on credit trends for senior management's strategic review.
- Conducted credit reviews on corporations to evaluate financial conditions accurately.
Credit Analyst
CooperVision
04.2004 - 10.2010
- Assessed client creditworthiness, facilitating informed lending decisions and mitigating risks.
- Forecasted cash flow and potential investment returns through developed financial models.
- Streamlined credit evaluation processes with cross-functional teams, enhancing turnaround times.
- Identified discrepancies in financial statements, recommending corrective actions for accuracy.
- Strengthened customer relationships by clearly communicating complex financial information.
Education
Bachelor of Science - Accounting And Finance
University of Rochester
Rochester, New York, NY05-1980
Skills
- Loan structuring
- Credit decisions
- Credit risk
- Credit scoring models
- Verbal and written communication
- Oral and written communications
Timeline
Senior Credit Analyst
ITT Goulds Pumps
11.2010 - 03.2023
Credit Analyst
CooperVision
04.2004 - 10.2010
Bachelor of Science - Accounting And Finance
University of Rochester