CHARLOTTE TOWNER
Navarre,FL
Summary
Adept Senior Underwriter with a proven track record at Bank of England Mortgage, enhancing underwriting efficiency and compliance. Excelled in credit analysis and teamwork, leading the most successful sales team in Ft Walton Beach, FL, and Kentucky. Known for exceptional problem-solving and risk assessment skills, contributing to industry-leading practices and seminars.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Senior Underwriter
Bank of England Mortgage
08.2010 - Current
- Participated in industry conferences and seminars to stay informed about the latest trends, regulatory changes, and best practices in underwriting.
- Streamlined underwriting processes for increased efficiency and faster turnaround times.
- Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
- Reviewed FHA, VA, Conventional, Kentucky Housing accounts to make accurate decisions by accounting for risk, hazards, and exposure.
- Sole underwriter for most successful sales team in Ft Walton Beach FL and Kentucky region. During slow times picked up loans from other branches as well
Education
High School Diploma -
McClellan
05.1986
Skills
- Credit analysis
- Underwriting guidelines
- Guidelines understanding
- Sales Support
- Quality Control
- Asset Statements
- Documentation Review
- Caseload Management
- Teamwork and Collaboration
- Problem-Solving
- Time Management
- Attention to Detail
- Problem-solving abilities
- Reliability
- Team Collaboration
- Self Motivation
- Professionalism
- Risk Assessments
Certification
- FHA DE Underwriter FB51
- VA SAR 022878
- Delegated to Underwrite Kentucky Housing Corporation loans
Timeline
Senior Underwriter
Bank of England Mortgage
08.2010 - Current
- FHA DE Underwriter FB51
- VA SAR 022878
- Delegated to Underwrite Kentucky Housing Corporation loans
High School Diploma -
McClellan
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