Charmaine Seymour
Lacombe,LA
Summary
Talented Underwriter with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
7
7
years of professional experience
Work History
Mortgage Loan Originator
Regions Bank
Slidell, LA
10.2014 - 11.2015
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Recommended loan approvals and denials based on customer loan application reviews.
- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
- Developed and maintained relationships with local real estate agents.
- Submitted loan applications to the underwriter for verification and recommendations.
- Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Maintained friendly and professional customer interactions.
Loan Officer
Eustis Mortgage
Slidell, LA
04.2014 - 10.2014
- Maintained friendly and professional customer interactions.
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Developed and maintained relationships with local real estate agents.
- Submitted loan applications to the underwriter for verification and recommendations.
- Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Maintained strict confidentiality of bank records and client information.
- Maintained friendly and professional customer interactions.
Mortgage Banker
Chase Bank
Slidell, LA
07.2013 - 04.2014
- Maintained strict confidentiality of bank records and client information.
- Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Developed and maintained relationships with local real estate agents.
- Submitted loan applications to the underwriter for verification and recommendations.
- Maintained friendly and professional customer interactions.
Home Loan Consultant
Wells Fargo Home Mortgage
Covington, LA
08.2008 - 07.2013
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Submitted loan applications to the underwriter for verification and recommendations.
- Complied with regulatory requirements, including the Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Maintained strict confidentiality of bank records and client information.
- Maintained friendly and professional customer interactions.
Education
High School Diploma - undefined
Sulphur High School
Sulphur, LA1981
Skills
- Strong banking ethics
- Proficient in 10-key
- Financial transactions expertise
- Proficient in many types of accounting systems and software
- Financial analysis aptitude
- Complex problem solving
- Practiced at FHA loan process
- Superior organization skills
- Excellent work ethic
- Team player
- Goal-oriented
- Positive attitude
- Self-sufficient
- Cheerful demeanor
Affiliations
ST. TAMMANY EAST CHAMBER OF COMMERCE MEMBER AS WELL AS IN A CHAMBER ONE NETWORKING GROUP
WOMEN'S COUNCIL OF REALTORS MEMBER
Timeline
Mortgage Loan Originator
Regions Bank
10.2014 - 11.2015
Loan Officer
Eustis Mortgage
04.2014 - 10.2014
Mortgage Banker
Chase Bank
07.2013 - 04.2014
Home Loan Consultant
Wells Fargo Home Mortgage
08.2008 - 07.2013
High School Diploma - undefined
Sulphur High School