Chase Hagene
Oakdale
Summary
My experience in the loan business, combined with my background in managing an Agribusiness focused on both cattle and row crops, has allowed me to build a robust network through the sale of agricultural equipment and collaborations with farm owners and commodity CEOs. I am confident that my efforts have contributed to generating new growth in the agricultural markets for my current banking institution by successfully expanding our market share through innovative loan programs. Given my proven ability to drive bank growth in the agricultural sector and my strong relationship-building skills, I believe my qualifications would be a valuable asset to any strong agricultural lending portfolio.
Overview
9
9
years of professional experience
Work History
Loan Officer
Farmers State Bank of Hoffman
2025.05 - Current
- Evaluated borrower financial data to determine loan eligibility and risks.
- Processed loan applications efficiently, ensuring compliance with bank policies and regulations.
- Assisted clients in selecting appropriate loan products based on individual needs and financial situations.
- Conducted thorough credit analyses to support lending decisions and mitigate potential risks.
- Primarily focused on New Customer Base lending & largely in the Agricultural & Commercial Lending Market
- Communicated effectively with clients regarding loan terms, conditions, and required documentation
- Tailored loan packages to meet specific needs of small businesses, fostering community economic growth.
- Introduced the Bank to an Ag Lending Program that has been a great success in portfolio growth & expansion into the bank's already desired area of focus
Owner/Operator
Viking Ranch LLC
2018.11 - Current
- 30-50 hd Black Angus Cattle Operation
- Cow Calf, Feeder calf Development, & Fat Cattle Sales
- Heifer Development & Breeding
- Small Row-Crop Mgt. 180 acres (corn, bean & wheat)
- Oversaw breeding programs to enhance herd genetics and improve production outcomes.
- Implemented sustainable grazing practices to maintain pasture health and reduce feed costs.
- Developed efficient record-keeping systems for tracking livestock health, breeding, and production data.
- Developed strategic plans for crop rotation, enhancing land sustainability and long-term productivity goals.
- Coordinated with local suppliers to streamline resource procurement, reducing operational costs effectively.
- Enforced proper storage of crops, fertilizers and materials used in agricultural production.
- Selected and purchased supplies and equipment such as seed, farm machinery, and livestock.
Midwest Outside Sales Representative
U.S. Pallet Supply Inc.
2021.01 - 2024.12
- Matching & Managing B2B Sales
- Wood Pallet, Lumber Commodity, Cut Stock, & Logging Contract Sales
- Negotiating Payment Terms
- Pricing Manufacturing and Warehousing Businesses in all different markets
- Setup accounts with pertinent documentation & identifiers such as; tax documents, ACH Forms, purchase Orders, Delviery instructions, & Etc.
- Built & Developed a sales portfolio over $800,000 mixed with steel, lead, steel shot, ag chemical , ag seed, automotive, dairy, meat distribution, landscaping materials, concrete, polymer, & seasonal manufacturing businesses.
Ouside Sales Representative
Altorfer CAT
2018.05 - 2021.01
- Managed an 18 county territory in the southwest Region of IL.
- Provide Guidance and sales solutions to Farm Business & Commodity owners
- Train potential buyers through demonstrations and after post sale transactions on equipment & technology
- Sold New & Used Combines, Tractors 100-500hp, tillage, high-speed tillage, application equipment such as self-propelled sprayers & fertilizer spreaders & row-crop planters
- Followed through with agreements and made sure i was at the most knowledgeable stance of the equipment industry for value added relationships
- Conduct Demonstrations
Loan Processor & Banker
Murphy Wall State Bank
2025.01 - 2025.05
- Processed loan applications ensuring compliance with regulatory requirements and internal policies.
- Reviewed financial documents for accuracy, identifying discrepancies and facilitating timely resolutions.
- Managed communication between borrowers, underwriters, and loan officers to streamline processing timelines.
- Evaluated credit reports and financial histories to assess borrower eligibility for loan products
- Went through a bank buy out and served as the key person in managing the new loan portfolio
- Served under Randy Ruggles at what was Oakdale State Bank
Universal Banker
Farmers & Merchants National Bank
2017.06 - 2018.04
- Processed customer transactions using electronic banking systems.
- Provided personalized financial solutions to enhance customer satisfaction and retention.
- Educated clients on various banking products and services to drive engagement.
- Collaborated with team members to streamline operations and improve service
- Floated to 3-4 of the bank's locations to cover others
- Learned & excersized day-to-day bank operations
Education
Bachelor of Arts - Business Mgt & Economic Finance
McKendree Universtity
Lebanon, IL 2018-05
IBA Certificate - Commercial Lending
Commercial Credit Analysis
Springfield, IL 2026-05
Community Bankers Association - Agribusiness
Ag Lenders School (Freddie Bernard)
Springfield, IL 2025-09
High School Diploma -
Nashville Community High School
Nashville, IL 2014-05
Skills
- Relationship building and management
- Credit analysis
- Loan servicing
- Negotiation techniques
- Risk management assessments
- Debt restructuring
- Loan application management
- Credit assessment
- Basic mathematics
- NMLS registration
- Income evaluation
Timeline
Loan Officer
Farmers State Bank of Hoffman
2025.05 - Current
Loan Processor & Banker
Murphy Wall State Bank
2025.01 - 2025.05
Midwest Outside Sales Representative
U.S. Pallet Supply Inc.
2021.01 - 2024.12
Owner/Operator
Viking Ranch LLC
2018.11 - Current
Ouside Sales Representative
Altorfer CAT
2018.05 - 2021.01
Universal Banker
Farmers & Merchants National Bank
2017.06 - 2018.04
IBA Certificate - Commercial Lending
Commercial Credit Analysis
Bachelor of Arts - Business Mgt & Economic Finance
McKendree Universtity
Community Bankers Association - Agribusiness
Ag Lenders School (Freddie Bernard)
High School Diploma -
Nashville Community High School