Chaundra Badeau
Hornell,NY
Summary
Highly-motivated individual with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
17
17
years of professional experience
Work History
Lab Technician
HP Hood LLC
Arkport, New York
06.2023 - Current
- Conducted routine tests on dairy products for quality assurance.
- Operated laboratory equipment following strict safety protocols.
- Recorded and analyzed data to support product development.
Mortgage Loan Underwriter
Maple City Savings Bank
Hornell, NY
08.2020 - 06.2023
- Maintained compliance with company and regulatory policies.
- Analyzed tax returns and financial statements to determine ongoing cash flow to support loan repayment.
- Analyzed loan risk and reviewed loan conditions and requirements.
- Analyzed applicant assets and credit history to determine willingness and capacity to repay proposed mortgage obligation.
- Determined loan eligibility and approved or rejected applications.
- Collaborated with loan originators and processors to correctly review and assess applications and risks.
- Supported system administrators for loan origination software by maintaining loan product definitions and specifications.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
- Evaluated mortgage applications for compliance with bank policies and regulations.
- Analyzed credit reports to assess borrower risk and financial stability.
- Reviewed property appraisals to confirm value and marketability of collateral.
- Communicated decisions effectively to borrowers and internal teams.
Mortgage Loan Processor
Steuben Trust Company
Hornell, NY
02.2009 - 06.2020
- Submitted detailed loan packages to underwriting department to facilitate approval or denial processes.
- Managed loan application pipeline by completing and submitting reports within allotted turn-around times.
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Inspected loan documentation for mistakes and corrected discrepancies.
- Contacted outside sources, references and vendors to verify client financial information.
- Created and completed loan submission packages.
- Completed closing process by collaborating with attorneys, title companies and government clerks.
- Filed completed packages quickly and efficiently.
Education
Hornell Senior High School
Hornell, NYSkills
- Problem-Solving
- Attention to Detail
- Time Management
- Documentation and Recordkeeping
- Data Entry
- Process Improvement
- Multitasking and Prioritization
- Active Listening and Learning
- Quality assurance
References
- Available upon request
Timeline
Lab Technician
HP Hood LLC
06.2023 - Current
Mortgage Loan Underwriter
Maple City Savings Bank
08.2020 - 06.2023
Mortgage Loan Processor
Steuben Trust Company
02.2009 - 06.2020
Hornell Senior High School