Chentel Rinehart
Reynoldsburg
Summary
Polished Senior Credit Analyst entrusted with managing large portfolios. Possessing strengths in decision making and risk assessment. Looking for a challenging position at an exciting organization.
Overview
10
10
years of professional experience
Work History
Senior Credit Analyst
Upstart
Columbus
03.2025 - Current
- Communicated with customers and business partners to resolve application-related issues, enhancing overall satisfaction.
- Evaluate borrower documentation and make sound credit decisions based on established policies.
- Reviewed applications to ensure accuracy and efficiency, facilitating timely decision-making.
- Acted as primary contact for operational inquiries, providing guidance to junior team members.
- Monitored documentation issues, policy exceptions, and system abnormalities to maintain compliance and operational integrity.
- Stay current on policy updates and contribute feedback to improve internal processes and automation efforts.
- Analyzed credit data to assess risk and determine creditworthiness of clients.
Real Estate Analyst
Target
Columbus
08.2023 - 12.2024
- Analyzed real estate market trends to inform investment strategies.
- Evaluated property values using comparative market analysis techniques.
- Collaborated with developers and agents to evaluate real estate deal potential using market data and financial indicators.
- Collaborated with cross-functional teams on site selection processes.
Escrow Processor
Stewart Title
Columbus
10.2021 - 06.2023
- Escrow Processor with Stewart Title, Managed escrow process for residential and commercial transactions, preparing and completing all necessary documents accurately. Coordinated with clients, agents, lenders, and other parties to facilitate smooth transaction flows from contract to closing. Reviewed title reports, cleared title issues, and facilitated the timely disbursement of funds at closing. Ensured compliance with legal and regulatory requirements throughout the escrow process.
- Facilitated communication and coordination among lenders, agents, and clients during the entire escrow process.
- Prepared and organized escrow documents to ensure timely completion of real estate transactions.
- Examined contracts thoroughly to verify adherence to all relevant legal requirements.
Personal Banker
Fifth Third Bank
Columbus
11.2016 - 09.2020
- Provided financial services, including account management, personal loans, home equity lines of credit, and investment advice. I analyzed clients’ financial situations and recommended banking solutions. Facilitated loan origination, account opening, and deposit services, ensuring compliance with bank policies Built and maintained strong client relationships, enhancing customer retention and satisfaction.
- Processed loan applications and guided clients through requirements.
- Informed clients about financial products and services on financial products and services offered by the bank.
- Provided assistance to customers with account inquiries with account inquiries and transactions efficiently.
Education
Bachelor of Business Administration -
Purdue Global University
Oklahoma City, OK05-2021
Associates of Science -
Columbus State Community College
Columbus, OH01-2014
Skills
- Credit Risk Assessment
- Credit Analysis
- Underwriting
- Loan processing
- Financial Reporting
- Regulatory Compliance
- Risk Modeling
- Data Analysis
- Economic forecasting
- Portfolio Management
- SAP
- Lucernex
- Real Estate Analysis
Timeline
Senior Credit Analyst
Upstart
03.2025 - Current
Real Estate Analyst
Target
08.2023 - 12.2024
Escrow Processor
Stewart Title
10.2021 - 06.2023
Personal Banker
Fifth Third Bank
11.2016 - 09.2020
Bachelor of Business Administration -
Purdue Global University
Associates of Science -
Columbus State Community College