Summary
Work History
Overview
Education
Skills
Certification
Timeline
References
Generic

Osisiyemese Diyan

N. Las Vegas,NV

Summary

Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company.

Work History

Senior Credit Analyst

Herc Rentals
04.2022 - Current
  • Conduct comprehensive credit risk assessments on potential customers to determine creditworthiness
  • Analyze financial statements, credit reports, and industry data to assess the financial stability of clients
  • Collaborate with sales and account management teams to establish credit limits and terms
  • Develop and maintain strong relationships with clients and internal stakeholders
  • Monitor and manage the credit portfolio to identify and mitigate potential risks
  • Prepare credit reports and recommend credit decisions, including approvals, limits, and terms
  • Lead cross-functional teams to resolve credit-related issues and disputes
  • Implement credit policies and procedures to ensure compliance with company standards
  • Stay updated on industry trends and regulatory changes to adapt credit strategies accordingly.

Credit Analyst II

Herc Rentals
04.2021 - 04.2022
  • Assisted in evaluating credit applications and conducting initial credit assessments
  • Prepared financial spreadsheets and analyzed credit reports to support credit decisions
  • Collaborated with Senior Credit Analysts in managing the credit portfolio
  • Responded to customer inquiries and provided information on credit-related matters
  • Assisted in the development and improvement of credit policies and procedures.

Credit Analyst I

Barclays Bank
07.2018 - 04.2021
  • Assisted senior credit analysts in the review and analysis of loan applications
  • Conducted financial statement analysis, including ratios and trend analysis
  • Verified credit information and prepared credit reports for loan approval
  • Monitored portfolios and provided regular updates to senior management on the status of loans and risk factors
  • Participated in training and development programs to enhance credit analysis skills and knowledge.

Overview

5
5
years of professional experience
1
1
Certification

Education

Business Administration -

Nevada State College At Henderson
Henderson, NV

Skills

  • Credit Risk Assessment
  • Financial Analysis
  • Credit Policy Development
  • Relationship Management
  • Financial Statement Analysis
  • Credit Report Evaluation
  • Risk Mitigation
  • Cross-functional Collaboration
  • Regulatory Compliance
  • Data Analysis
  • Microsoft Excel Proficiency
  • Loan Presentation Preparation
  • Credit Analysis
  • Credit Decisions

Certification

Commercial Banking and Credit Analyst (CBCA)

Timeline

Senior Credit Analyst

Herc Rentals
04.2022 - Current

Credit Analyst II

Herc Rentals
04.2021 - 04.2022

Credit Analyst I

Barclays Bank
07.2018 - 04.2021

Business Administration -

Nevada State College At Henderson

References

Available upon request.
Osisiyemese Diyan