Senior Credit Analyst
- Conduct comprehensive credit risk assessments on potential customers to determine creditworthiness
- Analyze financial statements, credit reports, and industry data to assess the financial stability of clients
- Collaborate with sales and account management teams to establish credit limits and terms
- Develop and maintain strong relationships with clients and internal stakeholders
- Monitor and manage the credit portfolio to identify and mitigate potential risks
- Prepare credit reports and recommend credit decisions, including approvals, limits, and terms
- Lead cross-functional teams to resolve credit-related issues and disputes
- Implement credit policies and procedures to ensure compliance with company standards
- Stay updated on industry trends and regulatory changes to adapt credit strategies accordingly.