Hi, I’m
Cherae Hunt
Riverside,CA
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
6
years of professional experience
Work History
RMK Financial
Underwriting Analyst
06.2021 - 06.2022
Job overview
- Reviewed credit reports, financial statements and transactions to verify accuracy and completeness.
- Calculated loan applicant debt ratios, income and terms and payments to determine financial stability of applicants to repay loan.
- Performed second-level review for loans recommended for denial by assisting with re-negotiations.
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Identified portfolio risks resulting from client's underlying business practices, underwriting investigations or fraud exposure.
Starbucks
Supervisor
06.2016 - 06.2021
Job overview
- Applied strong leadership talents and problem-solving skills to maintain team efficiency and organize workflows.
- Handled customer complaints, resolved issues and adjusted policies to meet changing needs.
- Evaluated employee performance and coached and trained to improve weak areas.
- Maintained compliance with company policies, objectives and communication goals.
- Set overall vision and provided team leadership.
- Maintained clean and well-organized production areas to avoid violations or unnecessary work delays due to hazards or inefficient layouts.
- Mentored newly hired employees on operating equipment and safety and developed training manual to use for reference.
- Adjusted job assignments and schedules to keep pace with dynamic business needs, factoring in processes, employee knowledge and customer demands.
- Provided supportive link between external customers and internal operations.
Education
California State University - San BernardinoSan Bernardino, CA
Master of Arts from Communications
05.2024
University Overview
- Dean's List: Fall 2022
- 3.99 GPA
California State University - San BernardinoSan Bernardino, CA
Bachelor of Arts from Communications
06.2022
University Overview
- Dean's List Fall 2021, Spring 2022
- 3.98 GPA
- Extracurricular Activities: Student newspaper "Coyote Chronicle"
- Extracurricular Activities: Public Relations Student Society of America (PRSSA)
Skills
- Customer Needs Assessments
- Active Listening
- Typing Proficiency
- Microsoft Office
- Credit Application Review
- Financial Database Analysis
- Customer Interaction
- Document Management
- Financial Management
- Conflict Resolution Techniques
- Operations Management
- Attention to Detail
Timeline
Underwriting Analyst
RMK Financial
06.2021 - 06.2022
Supervisor
Starbucks
06.2016 - 06.2021
California State University - San Bernardino
Master of Arts from Communications
California State University - San Bernardino
Bachelor of Arts from Communications
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