To obtain a full-time employment opportunity relevant to the field of SBA commercial lending.
Overview
18
18
years of professional experience
1
1
Certification
Work History
SBA Client Specialist
Huntington National Bank
Lima, OH
05.2015 - Current
Successfully managed a diverse pipeline of SBA loans,
prioritizing tasks effectively to meet deadlines and maintain high levels of client satisfaction, through closing.
Collecting and review contracts, purchase agreements, financial documents of borrower and business.
Knowledge and reviews of environment reports, business valuations, appraisals, site visits and construction documents.
Review trusts, titles, collateral properties.
Stock purchases and ROBS, franchise and 7a loans.
Condominium review
Reviewing the condominium project to decide the risk for lending in the project.
Insuring the project is up to code
Reviewing legal documents
Reviewing the projects finances
Reviewing litigation if any
Finalizing condo review and or declining
Reviewing title to insure correct information
Reviewing oil and gas leases
Qualifying customers for mortgage loans
Handling sensitive personal information
Quality control and brainstorming
Processing home loans from beginning to the end
Successfully managed a diverse pipeline of SBA loans, prioritizing tasks effectively to meet deadlines and maintain high levels of client satisfaction.
Customer service/loan originator
Cashland
11.2012 - 01.2015
Provide customer service by greeting and assisting customers, and responding to customer inquiries.
Qualifying customers for payday/title loans
Assessing merchandise value for pawn loans
Assisting in daily operations of the business
Handling large amounts of money and personal information
Bookkeeper/Administrative Assistant
Shell Food Mart
Lima, OH
10.2011 - 11.2012
Provide customer service
Plan budgets and schedule payments for approximately 30 vendors.
Utilize spreadsheet software (Excel) to record, store, and analyze information.
Classify, record, and summarize numerical and financial data to compile and keep financial records, using journals and computers.
Compile data about receipts, expenditures, accounts payable/receivable, and profits/losses.
Caregiver
Self-employed
Lima, OH
02.2009 - 10.2011
I took a break from work and cared for my sick elderly parents until their passing.
Loan Originator
Mortgage Resource Group
Dayton, OH
01.2008 - 01.2008
Designed all marketing collateral to generate interest in monthly promotions and services.
Met with applicants to obtain information for loan applications and answer process questions.
Analyzed applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Approved loans within specified limits, and referred loan applications outside those limits to management for approval.
Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Reviewed loan agreements to ensure they were complete and accurate according to policy, as well as processing files.
Submitted applications to credit analysts for verification and recommendation.
Education
Associate of Science - Business
Rhodes State College
Lima, OH
03.2012
License - Education
Hondros College
Dayton, OH
01.2004
Skills
SBA Lending
Home lending
Customer Service Skills
Management
Computer Skills
Home lending
Credit Analysis
Loan Origination
Underwriting
Banking
Fair Housing Regulations
Tax Experience
Communication skills
FNMA
Financial services
Exceptional communication
Problem-solving
Time management
Attention to detail
Multitasking
Excellent communication
Money handling
Decision-making
Conflict resolution
Market awareness
Certification
Human Resource
Timeline
SBA Client Specialist
Huntington National Bank
05.2015 - Current
Customer service/loan originator
Cashland
11.2012 - 01.2015
Bookkeeper/Administrative Assistant
Shell Food Mart
10.2011 - 11.2012
Caregiver
Self-employed
02.2009 - 10.2011
Loan Originator
Mortgage Resource Group
01.2008 - 01.2008
License - Education
Hondros College
Associate of Science - Business
Rhodes State College
Additional Information
SBA lending, home lending, mortgage loan specialist,Mortgage Loan Processing
Approximately 25 years of relevant human resource and management experience as a small-business owner handling personnel recruitment, records and payroll.
20+ years of customer service experience across multiple industries; strong emphasis on customer satisfaction and confidentiality.
Responsibly handled large amounts of money and valuables