Summary
Overview
Work History
Education
Skills
Certification
Timeline
Additional Information
Generic

Cheriese Fedele-White

Lima

Summary

To obtain a full-time employment opportunity relevant to the field of SBA commercial lending.

Overview

18
18
years of professional experience
1
1
Certification

Work History

SBA Client Specialist

Huntington National Bank
Lima, OH
05.2015 - Current
  • Successfully managed a diverse pipeline of SBA loans,
  • prioritizing tasks effectively to meet deadlines and maintain high levels of client satisfaction, through closing.
  • Collecting and review contracts, purchase agreements, financial documents of borrower and business.
  • Knowledge and reviews of environment reports, business valuations, appraisals, site visits and construction documents.
  • Review trusts, titles, collateral properties.
  • Stock purchases and ROBS, franchise and 7a loans.
  • Condominium review
  • Reviewing the condominium project to decide the risk for lending in the project.
  • Insuring the project is up to code
  • Reviewing legal documents
  • Reviewing the projects finances
  • Reviewing litigation if any
  • Finalizing condo review and or declining
  • Reviewing title to insure correct information
  • Reviewing oil and gas leases
  • Qualifying customers for mortgage loans
  • Handling sensitive personal information
  • Quality control and brainstorming
  • Processing home loans from beginning to the end
  • Successfully managed a diverse pipeline of SBA loans, prioritizing tasks effectively to meet deadlines and maintain high levels of client satisfaction.

Customer service/loan originator

Cashland
11.2012 - 01.2015
  • Provide customer service by greeting and assisting customers, and responding to customer inquiries.
  • Qualifying customers for payday/title loans
  • Assessing merchandise value for pawn loans
  • Assisting in daily operations of the business
  • Handling large amounts of money and personal information

Bookkeeper/Administrative Assistant

Shell Food Mart
Lima, OH
10.2011 - 11.2012
  • Provide customer service
  • Plan budgets and schedule payments for approximately 30 vendors.
  • Utilize spreadsheet software (Excel) to record, store, and analyze information.
  • Classify, record, and summarize numerical and financial data to compile and keep financial records, using journals and computers.
  • Compile data about receipts, expenditures, accounts payable/receivable, and profits/losses.

Caregiver

Self-employed
Lima, OH
02.2009 - 10.2011

I took a break from work and cared for my sick elderly parents until their passing.

Loan Originator

Mortgage Resource Group
Dayton, OH
01.2008 - 01.2008
  • Designed all marketing collateral to generate interest in monthly promotions and services.
  • Met with applicants to obtain information for loan applications and answer process questions.
  • Analyzed applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Approved loans within specified limits, and referred loan applications outside those limits to management for approval.
  • Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Reviewed loan agreements to ensure they were complete and accurate according to policy, as well as processing files.
  • Submitted applications to credit analysts for verification and recommendation.

Education

Associate of Science - Business

Rhodes State College
Lima, OH
03.2012

License - Education

Hondros College
Dayton, OH
01.2004

Skills

  • SBA Lending
  • Home lending
  • Customer Service Skills
  • Management
  • Computer Skills
  • Home lending
  • Credit Analysis
  • Loan Origination
  • Underwriting
  • Banking
  • Fair Housing Regulations
  • Tax Experience
  • Communication skills
  • FNMA
  • Financial services
  • Exceptional communication
  • Problem-solving
  • Time management
  • Attention to detail
  • Multitasking
  • Excellent communication
  • Money handling
  • Decision-making
  • Conflict resolution
  • Market awareness

Certification

Human Resource

Timeline

SBA Client Specialist

Huntington National Bank
05.2015 - Current

Customer service/loan originator

Cashland
11.2012 - 01.2015

Bookkeeper/Administrative Assistant

Shell Food Mart
10.2011 - 11.2012

Caregiver

Self-employed
02.2009 - 10.2011

Loan Originator

Mortgage Resource Group
01.2008 - 01.2008

License - Education

Hondros College

Associate of Science - Business

Rhodes State College

Additional Information

  • SBA lending, home lending, mortgage loan specialist,Mortgage Loan Processing
  • Approximately 25 years of relevant human resource and management experience as a small-business owner handling personnel recruitment, records and payroll.
  • 20+ years of customer service experience across multiple industries; strong emphasis on customer satisfaction and confidentiality.
  • Responsibly handled large amounts of money and valuables
Cheriese Fedele-White