Chris Janosko
Mason,MI
Summary
Detail-oriented Underwriting Analyst with expertise in policy analysis, risk assessment, and pricing strategy. Proven ability to interpret complex data, ensuring compliance and supporting strategic underwriting decisions.
Overview
1
1
Certification
31
31
years of professional experience
Work History
Underwriting Analyst
The Doctors Company
East Lansing, MI
12.2021 - Current
- Analyzed iexposure date and policy information to identify risk trends, recommending pricing adjustments that supported sound underwriting decisions for physicians and healthcare organizations.
- Evaluated medical professional liability insurance applications by reviewing practice profiles, loss histories, and risk characteristics, ensuring eligibility and alignment with company underwriting guidelines.
- Collaborated with underwriters and brokers to clarify submission details and resolve coverage questions, ensuring timely issuance of accurate quotes and policy documents.
- Interpreted underwriting manuals, rating rules, and company policies to structure optimal coverage options and endorsements.
- Monitored in-force accounts on renewals for changes in practice scope, claims activity, or regulatory developments, recommending modifications to maintain quality and compliance.
Programmer Analyst
Farmers Insurance Company
Caledonia, MI
07.2006 - 12.2021
- Analyzed user requirements to design efficient programming solutions.
- Coded, tested and debugged programs in accordance with established standards.
- Implemented debugging techniques to resolve software issues promptly.
- Participated in code reviews to ensure quality and adherence to standards.
- Maintained documentation of code changes and system updates for clarity.
Systems Analyst Programmer
Auto-Owners Insurance Company
Lansing, Michigan
12.1995 - 07.2006
- Developed and tested software applications to meet user requirements and enhance system functionality.
- Performed unit testing on coding changes to ensure quality and reliability prior to deployment into the production environment.
- Provided technical support and troubleshooting to resolve issues for internal software systems and users, ensuring operational continuity.
Education
Bachelor of Science - Management Information Systems
Central Michigan University
Mt Pleasant, MI05-1995
Skills
- underwriting principles
- Underwriting guidelines
- risk assessment
- risk pricing analysis
- policy analysis
- data interpretation
- compliance management
Certification
- AINS - Associate in General Insurance
- AU - Associate in Commercial Underwriting
- AIT - Associates in Information Technology
Timeline
Underwriting Analyst
The Doctors Company
12.2021 - Current
Programmer Analyst
Farmers Insurance Company
07.2006 - 12.2021
Systems Analyst Programmer
Auto-Owners Insurance Company
12.1995 - 07.2006
Bachelor of Science - Management Information Systems
Central Michigan University