Encompass

Experienced mortgage professional with over 20 years of expertise educating clients on loan products, troubleshooting system issues, coordinating projects, and developing process improvements. Proven ability to collaborate with subject matter experts and developers, draft technical documentation, and lead smaller scale initiatives. Adept at analyzing business processes, managing escalations, and delivering user-centric solutions to drive system efficiency and operational success.
• Provide guidance on Medicare, life insurance, and health insurance options through an independent insurance business.
• Explain coverage options and help clients evaluate solutions based on their individual needs.
• Borrower guidance supports clear understanding of mortgage options and application requirements in mortgage brokerage setting.
• Financing options provided to align with borrower needs through the review of loan scenarios and lender pricing.
• Partnered with executive management to support mortgage production, operational performance, and organizational growth.
• Directed sales leadership, talent development, and collaboration across sales, operations, underwriting, and compliance to improve efficiency, risk management, and the borrower experience.
• Led two loan origination system implementations, delivering a 25% increase in operational efficiency through process optimization and system adoption.
• Designed scalable workflows, policies, and operational controls that strengthened regulatory compliance by 40% while enhancing productivity and reducing process bottlenecks.
• Applied mortgage lending, regulatory compliance, affordable housing, and complex loan structuring expertise to develop financing solutions and support portfolio growth.
• Consistently generated $2–3 million in monthly mortgage production through tailored financing solutions and client service.
• Analyzed credit, income, assets, and property qualifications to structure loan solutions in accordance with underwriting guidelines and regulatory requirements.
• Built a referral network of real estate professionals, builders, and financial advisors while guiding borrowers through complex lending decisions.
Encompass
Calyx Point
MortgageBot
Microsoft Office
Excel