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Summary
Overview
Work History
Education
Skills
Certification
Websites
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Software
Languages
Timeline
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CHRISTI BLACKWOOD

Raleigh,United States
CHRISTI BLACKWOOD

Work Preference

Work Type

Contract WorkConsulting

Location Preference

Remote

Important To Me

Work-life balanceWork from home option

Summary

Experienced mortgage professional with over 20 years of expertise educating clients on loan products, troubleshooting system issues, coordinating projects, and developing process improvements. Proven ability to collaborate with subject matter experts and developers, draft technical documentation, and lead smaller scale initiatives. Adept at analyzing business processes, managing escalations, and delivering user-centric solutions to drive system efficiency and operational success.

Overview

14
years of professional experience
1
Language

Work History

Prosperity Success Solutions
Raleigh, NC

Medicare, Life and Health Insurance Agent
05.2024 - Current

Job overview

• Provide guidance on Medicare, life insurance, and health insurance options through an independent insurance business.
• Explain coverage options and help clients evaluate solutions based on their individual needs.

Residential Mortgage Advisors, LLC
Raleigh, NC

Mortgage Loan Originator
09.2026 - Current

Job overview

• Borrower guidance supports clear understanding of mortgage options and application requirements in mortgage brokerage setting.

• Financing options provided to align with borrower needs through the review of loan scenarios and lender pricing.

  • Provided borrower progress updates throughout loan application approval and closing workflows while remaining attentive to customer needs.
  • Review loan requirements during applicant interviews before suggesting offers.
  • Review loan files and updated records to align with current standards.
  • Facilitate cross-functional communication across clients, processing teams, and third parties to achieve prompt loan closings.

Coastal Federal Credit Union
Raleigh, NC

Mortgage Manager
01.2014 - 06.2026

Job overview

• Partnered with executive management to support mortgage production, operational performance, and organizational growth.
• Directed sales leadership, talent development, and collaboration across sales, operations, underwriting, and compliance to improve efficiency, risk management, and the borrower experience.
• Led two loan origination system implementations, delivering a 25% increase in operational efficiency through process optimization and system adoption.
• Designed scalable workflows, policies, and operational controls that strengthened regulatory compliance by 40% while enhancing productivity and reducing process bottlenecks.
• Applied mortgage lending, regulatory compliance, affordable housing, and complex loan structuring expertise to develop financing solutions and support portfolio growth.

WR Starkey Mortgage
Raleigh, United States

Loan Officer
11.2012 - 12.2013

Job overview

• Consistently generated $2–3 million in monthly mortgage production through tailored financing solutions and client service.
• Analyzed credit, income, assets, and property qualifications to structure loan solutions in accordance with underwriting guidelines and regulatory requirements.
• Built a referral network of real estate professionals, builders, and financial advisors while guiding borrowers through complex lending decisions.

Education

University of Phoenix
Raleigh, NC, United States

Bachelor of Science from HR Management
09.2011

Skills

  • Process and Product Implementation
  • Scenario Desk/Problem-Solving
  • Relationship Building
  • Verbal/Written Communication
  • Compliance Management
  • Credit and Risk Assessment
  • Strategy Development
  • Documentation Management
  • Staff Training and Development
  • GSE Underwriting Expertise and Authority
  • AUS Experience (DU/LP)
  • Extensive Processing and Origination Experience
  • LOS Systems (Calyx-Point/Encompass/Mortgagebot)
  • Microsoft Office efficiency
  • Pipeline management
  • Loan scenario analysis
  • Conventional, FHA, VA, and USDA programs
  • Non-QM and portfolio lending
  • Construction-to-permanent financing
  • Affordable housing
  • Policy and procedure development
  • LOS implementation
  • Borrower and referral partner communication

Certification

  • Licensed Mortgage Loan Originator - 2008
  • Medicare License - 2026
  • Licensed Life & Health Insurance Agent - 2024
Availability
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Available
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Software

Encompass

Calyx Point

MortgageBot

Microsoft Office

Excel

Languages

English
Native language

Timeline

Mortgage Loan Originator

Residential Mortgage Advisors, LLC
09.2026 - Current

Medicare, Life and Health Insurance Agent

Prosperity Success Solutions
05.2024 - Current

Mortgage Manager

Coastal Federal Credit Union
01.2014 - 06.2026

Loan Officer

WR Starkey Mortgage
11.2012 - 12.2013

University of Phoenix

Bachelor of Science from HR Management
CHRISTI BLACKWOOD