Christina Puckett
Summary
Skilled in mortgage loan servicing and accounting, with a notable tenure at Dogwood State Bank. Demonstrated excellence in streamlining Freddie Mac servicing operations, enhancing compliance, and implementing automated systems. Skilled in Excel and fostering teamwork, I significantly improved loan servicing efficiency. My strong work ethic and detail-oriented approach drive continuous improvement in financial accuracy.
Overview
34
34
years of professional experience
Work History
Loan Servicing
Dogwood State Bank a Divison of Security Federal
03.2001 - Current
- Ensured compliance with Freddie Mac Guidelines by maintaining up-to-date knowledge of industry standards, guidelines, policies, and procedures related to Freddie Mac loan servicing activities.
- Improved Freddie Mac loan servicing efficiency by streamlining processes and implementing automated systems.
- Perform daily Freddie Mac processing and balancing, resolve edit errors.
- Balance monthly Form 59. Balancing of principal and interest payments in core system(DDA Account) with Freddie Mac.
- Balance monthly Form 59E. Balancing of escrow payments in core system (DDA Account) with Freddie Mac.
- Post entries to Loans and General Ledger.
- Payments of Insurance and Taxes on Loans.
- Prepare documentation for audit with Freddie Mac on internal DDA accounts.
- Prepare documentation for internal audit.
- Self-motivated, with a strong sense of personal responsibility.
- Skilled at working independently and collaboratively in a team environment.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Managed time efficiently in order to complete all tasks within deadlines.
- Organized and detail-oriented with a strong work ethic.
- Paid attention to detail while completing assignments.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
Accounting Specialist
Security Federal Bank
11.1990 - 03.2021
- Supported month-end closing process by preparing journal entries, account reconciliations, and variance analysis reports.
- Assisted auditors during annual audits, providing necessary documentation and addressing inquiries promptly.
- Assisted Federal Examiners during Federal Examinations, providing necessary documentation and addressing inquires promptly.
- Conducted regular reviews of fixed asset records, ensuring proper depreciation calculations and accurate recordkeeping.
- Processed payments and documents such as invoices, journal vouchers, employee reimbursements, and statements.
- Maintained integrity of general ledger and chart of accounts.
- Provided journal entries and performed accounting on accrual basis.
- Prepare and process payroll, preform tax deposits and complete quarterly tax forms.
- Improved financial accuracy by performing detailed account reconciliations and resolving discrepancies.
- Balance Bank's DDA Account with Federal Home Loan Bank monthly.
Education
Associates Degree in Accounting
Draughon's College
Johnson City, TNHigh School Diploma -
Unaka High School
Elizabethton, TNSkills
- Mortgage loan servicing
- Accounting
- Excel
- Word
Timeline
Loan Servicing
Dogwood State Bank a Divison of Security Federal
03.2001 - Current
Accounting Specialist
Security Federal Bank
11.1990 - 03.2021
Associates Degree in Accounting
Draughon's College
High School Diploma -
Unaka High School
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