Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
12
12
years of professional experience
Work History
MORTGAGE LOAN PROCESSOR
BBG INVESTMENTS
lewisville, Texas
03.2023 - Current
Processed applications, fulfilled customer requests and adhered to policies
Reviewed mortgage applications to determine accuracy, completeness, and compliance
Conducted credit checks on applicants and reviewed financial statements
Verified accuracy of closing documents prior to settlement
Responsible for effectively managing delinquent mortgage accounts
Contact clients , primarily by phone, to assess their current financial situation on solutions to avoid foreclosure
Review terms of final modification agreement with borrowers
Explained escrow shortages and overages to clients
Advised sale dates reinstatement amounts ,put foreclosure on hold , ordered Attorney Fees and Cost
Collaborated with internal departments such as collections, underwriting
Used dialer system to collect on past due mortgage payments
Negotiated payment plans with customers in order to reduce overdue
JR UNDERWRITER
JPMorgan Chase
Lewisville, TX
07.2011 - 10.2015
Examine overall loan documentation
ensuring compliance, accuracy and
completeness for various programs and
investor guidelines ( FHAFannie Freddie
VA and USDA )Review and analyze
borrower documents to determine
income and repayment ability, assess
borrower financial hardship, analyze
housing expenses.Inspected financial
statements, credit information and title
data to complete underwriting process
for Loan Modifications