CHRISTOPHER BRADY
BOHEMIA,NY
Summary
Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
19
19
years of professional experience
Work History
Managing Underwriter, VP
Flagstar Financial & Leasing, LLC (fka Signature Financial)
Melville , NY
- Current
- Directs and oversees underwriters workflow and assignments to ensure timely turnaround and use of personnel
- Mentors and assists junior underwriting staff
- Manages portfolio book of $2.3B
- Reviews and approves deals for the junior underwriting staff up to my given credit authority of $3MM
- Spread financial statements (10K, Audit, Review, Compiled, Tax Return and Company Prepared) using Credit Lens (a Moody’s product)
- Preparation of comprehensive Credit Offering Memoranda (COM) covering key aspects of financial and credit risk elements – Transaction sizes vary between $500M to $70MM.
Senior Underwriter, VP
Flagstar Financial & Leasing, LLC (fka Signature Financial)
Melville , NY
2018.09 - 2022.02
- Mentors and assists junior underwriting staff
- Reviews and approves deals for the junior underwriting staff up to my given credit authority of $1MM
- Spread financial statements (10K, Audit, Review, Compiled, Tax Return and Company Prepared) using Credit Lens (a Moody’s product)
- Preparation of comprehensive Credit Offering Memoranda (COM) covering key aspects of financial and credit risk elements – Transaction sizes vary between $500M to $10MM.
Underwriter
Flagstar Financial & Leasing, LLC (fka Signature Financial)
Melville , NY
2013.04 - 2018.09
- Spread financial statements (10K, Audit, Review, Compiled, Tax Return and Company Prepared) using Credit Lens (a Moody’s product)
- Preparation of comprehensive Credit Offering Memoranda (COM) covering key aspects of financial and credit risk elements – Transaction sizes vary between $500M to $5MM.
Associate Risk Manager
First Data Corp
Melville , NY
2008.12 - 2013.04
- Promoted to manager
- Produced in top 5 of 48 analysts in annual production for 2011
- Mitigated losses over $20,000,000 for 2011
- Produced and approved over 1 billion in sales volume in 2011
- Serve as liaison for our strategic partner Wells Fargo Bank N.A
- Trained and motivated 27 new hires; all excelling at their current positions
- Analyze multibillion and multimillion dollar company financial statements on a daily basis.
Credit Analyst/Underwriter
JP Morgan Chase
Garden City , NY
2007.08 - 2008.11
- Rendered credit decisions within credit policies, procedures, and fair lending guidelines while exercising good judgment
- Communicated adverse decisions to clients while maintaining strong business rapport
- Negotiated decision change requests as warranted
- Managed workflows within assigned markets to enable excellent servicing levels, responsiveness, and accessibility
- Contributed to the market’s profitability level through volume generation and efficiency management.
Account Manager
Commerce Bancorp
Smithtown , NY
2005.05 - 2007.07
- Expedited loan applicants and process applications
- Maintained relationships with customers by providing elite customer service and offering new products and services to the consumer utilizing soft sell techniques
- Initiated and approve domestic and international wire transfers
- Produced 30 new accounts per week from new and existing customers and responsible for properly inputting the new information in the Commerce Bancorp network.
Education
Executive MBA - Management
St. Joseph's University
Patchogue, NY2011-05
Bachelor of Science - Business Administration
St. Joseph's University
Patchogue, NY2007-05
Skills
- Managing Risk
- Risk Mitigation
- Credit Analysis
- Client Relationship Building
- Risk Assessment
- Trend Analysis
- Building Strong Relationships
- Risk Management
- Portfolio Management
- Industry Trends
Timeline
Senior Underwriter, VP
Flagstar Financial & Leasing, LLC (fka Signature Financial)
2018.09 - 2022.02
Underwriter
Flagstar Financial & Leasing, LLC (fka Signature Financial)
2013.04 - 2018.09
Associate Risk Manager
First Data Corp
2008.12 - 2013.04
Credit Analyst/Underwriter
JP Morgan Chase
2007.08 - 2008.11
Account Manager
Commerce Bancorp
2005.05 - 2007.07
Managing Underwriter, VP
Flagstar Financial & Leasing, LLC (fka Signature Financial)
- Current
Executive MBA - Management
St. Joseph's University
Bachelor of Science - Business Administration
St. Joseph's University
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