Clarencio Granada
New York,USA
Summary
Experienced retirement analyst specializing in pension benefit processing and regulatory compliance. Skilled in data validation, discrepancy resolution, and maintaining documentation standards. Certified as an Accredited Payable Specialist (APS) with comprehensive knowledge of accounts payable, vendor management, and financial compliance. Demonstrated ability to improve operational efficiency and participant communication across multiple retirement plans.
Overview
22
22
years of professional experience
Work History
Retirement Analyst II
32BJ Benefit Funds
New York, USA
09.2022 - Current
- Processed pension benefit estimates and applications (early, normal, disability), RMDs, and death benefits, ensuring accurate and timely delivery of benefits
- Administered QDROs and multi-plan pension administration, ensuring compliance with plan rules and regulations
- Perform audits and data validation to identify discrepancies and recommend corrective actions
- Tracked workflows and maintained documentation while responding to participant inquiries and appeals, enhancing participant satisfaction
Pension Analyst
Zenith American Solutions
Pittsburgh, USA
11.2019 - 08.2022
- Administered DB and DC plans for 7+ employer groups, processing QDROs, annuities, distributions, and account maintenance
- Provided high-volume participant support through phone, email, and correspondence, enhancing overall participant experience
- Ensured accuracy across multiple plans while coordinating with departments and maintaining audit-ready records, supporting compliance and operational integrity
Direct Care Professional
Open Systems Healthcare
Pittsburgh, USA
02.2018 - 11.2019
- Delivered daily living support, prioritizing client safety and dignity while adhering to individualized care plans
- Facilitated communication with supervisors, healthcare professionals, and families to enhance client support
- Ensured accurate documentation of client services and progress to facilitate effective care coordination
Accountant
Sultan Bin Ali Al Owais Real Estate LLC
Dubai, UAE
12.2009 - 05.2015
- Prepared financial statements, reconciled accounts, monitored cash flow, and conducted audits to ensure accurate financial reporting
- Implemented internal controls and process improvements, increasing accuracy and compliance in financial processes
- Coordinated with auditors and internal stakeholders for financial reviews, facilitating thorough assessment and transparency
Accountant
BDO Network Bank (formerly One Network Bank)
Davao, Philippines
03.2005 - 03.2009
- Reconciled ATM accounts for 50+ branches, including issuer/acquirer and Central Bank transactions
- Investigated discrepancies, prepared reconciliation reports to ensure accuracy, and supported audits to maintain compliance
- Streamlined reconciliation procedures to improve accuracy and efficiency
A/P and A/R Accountant
Johnson and Johnson
Davao, Philippines
08.2004 - 02.2005
- Processed invoices accurately and efficiently
- Handled payment processing for vendor invoices
- Coordinated vendor management to optimize supplier relationships
- Performed reconciliation of accounts to ensure accuracy
- Monitored payables to maintain accurate financial tracking
- Conducted expense verification to ensure compliance
- Prepared AP and AR reports to support month-end closing and financial accuracy.
Education
Accredited Payable Specialist (APS) - Professional Designation
Institute of Finance & Management
03-2026
Certified Retirement Plan Specialist (CRPS) - Professional Designation
College for Financial Planning
02-2026
Bachelor of Science - Nursing
Polytechnic College of Davao del Sur
Digos, Philippines12-2009
Bachelor of Science - Accountancy
University of Mindanao
Davao City, Philippines12-2003
Skills
- DB and DC plans management
- Retirement benefits administration
- QDRO processing
- Multi-plan oversight
- Benefit processing review
- Eligibility assessment
- Service credit evaluation
- Data validation and accuracy
- Audit-ready documentation
- Account reconciliation
- Bank reconciliation
- Vendor management strategies
- Accounts payable processing
- Purchase order reconciliation
- Compliance documentation oversight
- Payment reconciliation processes
- Fraud prevention in AP
- Defined benefit plan expertise
- Retirement planning specialization
- Bookkeeping and internal controls management
- Audit support and policy compliance
- Data accuracy analysis techniques
- High-volume data review skills
- Root cause analysis resolution strategies
- Reporting and tracking systems development
- Stakeholder communication proficiency
- Participant inquiries management expertise
- Professional correspondence capabilities
- Cross-department collaboration proficiency
- Process improvement management strategies
- Regulatory compliance monitoring
Timeline
Retirement Analyst II
32BJ Benefit Funds
09.2022 - Current
Pension Analyst
Zenith American Solutions
11.2019 - 08.2022
Direct Care Professional
Open Systems Healthcare
02.2018 - 11.2019
Accountant
Sultan Bin Ali Al Owais Real Estate LLC
12.2009 - 05.2015
Accountant
BDO Network Bank (formerly One Network Bank)
03.2005 - 03.2009
A/P and A/R Accountant
Johnson and Johnson
08.2004 - 02.2005
Accredited Payable Specialist (APS) - Professional Designation
Institute of Finance & Management
Certified Retirement Plan Specialist (CRPS) - Professional Designation
College for Financial Planning
Bachelor of Science - Nursing
Polytechnic College of Davao del Sur
Bachelor of Science - Accountancy
University of Mindanao