Clark Rowley
Caledonia,Michigan
Summary
Experienced Credit Analyst offering well-developed skills in managing teams, record updates and financial statement reviews. Pursuing a position in a busy organization where a qualified individual with an understanding of collections is highly sought.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Credit Analyst
First National Bank of Michigan
Kalamazoo, Michigan
05.2023 - Current
- Evaluated the risk associated with extending credit to applicants by considering factors such as their credit history, payment behavior, industry trends, economic conditions, and collateral offered
- Developed comprehensive financial reports and visual aids, including ratios, charts, and graphs, to present complex data, leading to informed decision-making and improved financial performance
- Monitored borrower behavior and financial performance to ensure compliance with loan agreements.
Commercial Property Management Intern
NAI Wisinski of WM
Grand Rapids, Michigan
05.2022 - 08.2022
- maintained positive relationships with tenants, addressing their financial concerns, resolving disputes, and addressing maintenance or service requests promptly.
- Collected rent from tenants and ensured that rents are paid on time/pursued any overdue payments.
- Identified and mitigate financial risks associated with commercial properties.
Crew Leader
Dj's Landscape Management
Grand Rapids, Michigan
05.2021 - 01.2022
- Led and supervised a team of H-2B workers, ensuring they understood their tasks and are worked safely and effectively.
- Planned the daily activities of the crew, ensuring tasks are completed on schedule and within budget.
- Served as a point of contact for management and clients, providing updates on project progress, addressing any concerns or requests, and ensuring overall client satisfaction.
Education
Minor in College of Arts and Letters - Spanish
Michigan State University
04.2024
Bachelor of Arts - Finance
Eli Broad College of Business
05.2023
Caledonia High School
05.2019
Skills
- Oral and written communications
- Proficient in [Software]
- Verbal and written communication
- Data Compilation
- Underwriting
- Risk mitigation strategies
- Financial Forecasting
- Cash Flow analysis
- Data Analysis
- Portfolio Management
- Credit analysis
- Loan Documentation
- Data Interpretation
- Risk Assessment
Accomplishments
- Dean's List at Michigan State University.
Certification
- Commercial Banking and Credit Analyst Certified through Corporate Finance Institute.
Languages
Spanish
Professional
Timeline
Credit Analyst
First National Bank of Michigan
05.2023 - Current
Commercial Property Management Intern
NAI Wisinski of WM
05.2022 - 08.2022
Crew Leader
Dj's Landscape Management
05.2021 - 01.2022
Minor in College of Arts and Letters - Spanish
Michigan State University
Bachelor of Arts - Finance
Eli Broad College of Business
Caledonia High School
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