Review and evaluate all incoming claims for coverage and/or liability.
Secure necessary information for full investigation, when required.
Review and analyze medical records for possible apportionment.
Gather relevant information from clients, including employers.
Analyze medical reports prepared by physicians evaluating injured workers' disability claims.
Assist attorneys during hearings by providing needed documents or materials.
Interact with clients via telephone and email to answer questions regarding case status and provide updates.
Maintain electronic files for all pending cases in accordance with established procedures.
Conduct research on applicable laws, regulations, judicial decisions and legal articles related to Workers' Compensation cases.
Verify accuracy of wage calculations for disability payments.
Claims Supervisor / Senior Claims Examiner
Barrett Business Services Inc
Folsom, CA
08.2011 - 09.2018
As a senior claims examiner I handled high exposure claims from inception to settlement.
My responsibilities included:
Investigation of coverage and compensability as well as subrogation possibilities.
Set timely/accurate reserves to ensure reserving activities are consistent with the case facts and company best practices.
Timely administer medical and indemnity benefits throughout the life of the claim.
Comply with all applicable statutory guidelines, rules and regulations.
Control legal activity with defense counsel through the litigation process while managing legal fees and costs.
Evaluate claims for settlement and negotiation settlements.
Provide customer service to clients and business partners.
As a claims supervisor my responsibilities included:
Continued to handle some catastrophic claims to conclusion.
Provided guidance, assistance and training to new staff on the proper procedures.
Maintain a diary to follow claim progress within the team unit. As well as provide guidance and feedback on plan of action.
Managed a team of 8 claim representatives to ensure accuracy and timely completion of all claims processing activities.
Report directly to claims manager the overall work product of the team unit.
High Exposure Claims Professional
The Hartford Insurance
Rancho Cordova, CA
06.2006 - 08.2011
Manage the investigation, litigation, disposition and settlement of high exposure claims involving catastrophic injuries/deaths, complex coverage and compensability issues.
Analyze and submit reserve recommendations to ensure that funds are adequate and in line with company standards and procedures.
Identify subrogation and other recovery opportunities.
Maintain a diary to follow claim progress on all claims.
Provide timely and accurate claim payments.
Negotiated settlements between applicants and or their counsel.
Resolve customer inquiries in a timely manner regarding the status of their claims.
Corresponded regularly with insureds, claimants, attorneys, physicians, employers and other parties involved in the claim process.
Senior Claims Examiner
Kemper Insurance
Rancho Cordova, CA
01.2000 - 01.2006
Analyzed and processed worker's compensation claims to determine benefits due.
Maintained a work diary to ensure all claims were continuously monitored.
Determined timely and accurate compensability decisions within statutory requirements.
Timely administered medical and indemnity benefits throughout the life of the claim.
Prioritized early resolution opportunities, evaluate claim exposure and negotiate settlement.