Colleen McAdamis
Centennial,CO
Summary
Analytical Sr. Underwriter with expertise in conventional conforming, non-conforming, FHA, USDA and multi-state community second mortgage loan originations. Proficient in evaluating risk and ensuring quality in adherence with agency and investor guidelines and requirements . Team-oriented with success in building relationships with brokers and sales agents to achieve business goals.
Overview
42
42
years of professional experience
1
1
Certification
Work History
Underwriter
ARC Home Loans
Mt Laurel , NJ
07.2020 - 09.2022
- Provided detailed, written support for the underwriting decision.
- Determined and documented loan conditions and communicated (verbal and written) requirements and decisions as applicable (Processor, Loan Officer and Account Executive).
- Reviewed and analyzed credit, income, appraisal and title documentation during underwriting process to determine compliance with agency and non-agency guidelines and requirements.
- Assisted Processors, Loan Officers, Account Executives as well as Team Underwriters in the review of difficult/challenging loan submissions offering suggestions for solutions based on personal experience, knowledge and research.
- Controlled loss by assessing risk, conducting AUS analysis and recommending policy solutions.
Sr. Underwriter
Mountain West Financial
Redlands , CA
09.2019 - 07.2022
Sr. Underwriter
M&T Bank
Buffalo , NY
06.1997 - 09.2021
Underwriter
Countrywide, Weyerhaeuser, Express America,
Various , Various
04.1990 - 06.1997
Branch Manager/Closing Coordinator
Hunter Financial/Hunter Savings And Loan
Cincinnati , OH
07.1984 - 04.1990
Education
No Degree - Early Childhood Special Education
Southern Illinois University Carbondale
Carbondale, ILSkills
- Customer Satisfaction
- Property Appraisals
- Service Delivery
- Customer Interaction
- Managing Risk
- Production Goals
- Automated Underwriting Systems
- Negotiation Proficiency
- Analyzing Data
- Managing Multiple Priorities
- Underwriting Understanding
- Government Lending
- Desktop Underwriter
- Change Request Processing
- Creative Solutions
- Data Integrity
- Program Requirements
- Issue Resolution
- Constructive Feedback
- Eligibility Requirements
- Customer Care
- Government Standards
- Information Updates
- Underwriting Process Expertise
Accomplishments
- Consistently met or exceeded initial credit decision and condition review turn times.
- Provided high level of customer support and guidance for challenging loan scenarios.
- Provided timely and thorough resolution with regard to post-closing issues and/or deficiencies.
- High participation in all aspects of employer, agency, non-agency and government underwriting training and updates including regulatory compliance.
- Assisted with management with Due diligence/ QC review findings and resolution
Certification
- FHA DE Underwriter Since 1993
Timeline
Underwriter
ARC Home Loans
07.2020 - 09.2022
Sr. Underwriter
Mountain West Financial
09.2019 - 07.2022
Sr. Underwriter
M&T Bank
06.1997 - 09.2021
Underwriter
Countrywide, Weyerhaeuser, Express America,
04.1990 - 06.1997
Branch Manager/Closing Coordinator
Hunter Financial/Hunter Savings And Loan
07.1984 - 04.1990
No Degree - Early Childhood Special Education
Southern Illinois University Carbondale
- FHA DE Underwriter Since 1993
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