COREY MORALES
Veterans Sourcing
San Antonio,TX
2
years of post-secondary education
10
years of professional experience
Seasoned financial examiner with deep experience in regulatory compliance and risk management. Skilled in conducting thorough reviews of financial institutions to ensure adherence to laws and regulations, identifying potential risks, and implementing corrective actions. Demonstrated ability to improve operational efficiency and enhance financial stability through effective examination strategies. Committed to fostering transparency and accountability within financial operations.
Work History
AML Investigator
4 Months- Investigated complex suspicious-activity alerts across wire, Zelle, ACH and debit-card channels; prioritized and escalated high-risk activity to reduce institutional exposure and accelerate remediation.
- Analyzed transactional patterns and account networks to attribute activity, identify illicit connections and improve detection accuracy.
- Compiled audit-quality case files with timelines, evidence summaries, and clear escalation recommendations, supporting timely SAR decisions and facilitating smooth investigator handoffs.
- Collaborated with fraud and compliance partners to eliminate investigative duplication, streamline workflows, and reduce resolution times for high-priority cases.
- Achieved consistent throughput of 2.5-3 cases/day while adhering to quality standards under tight deadlines.
- Maintained up-to-date knowledge of relevant legislation, regulations, and guidelines.
- Analyzed large volumes of data using advanced analytics techniques.
Enhanced Due Diligence (EDD) Analyst
1 Year 11 Months- Conducted in-depth EDD investigations on high-risk individuals and entities, validating ownership, control and sources of funds using public records, registries and proprietary databases.
- Identified adverse media, PEP and sanctions exposure to inform risk decisions and escalation recommendations for compliance stakeholders.
- Prepared audit-ready EDD/KYC packages and investigative summaries with clear disposition recommendations, facilitating governance and SAR processes.
- Mapped beneficial ownership and complex corporate structures, revealing hidden relationships and identifying escalation triggers.
- Delivered 2.5-3 high-quality cases daily, maintaining quality scores above 95% while consistently meeting tight deadlines.
- Maintained extensive knowledge of applicable federal regulations, including Bank Secrecy Act and Anti-Money Laundering requirements, all applicable federal regulations concerning banking procedures including Bank Secrecy Act, Anti-Money Laundering requirements, Patriot Act regulations and Know Your Customer rules.
- Possessed thorough knowledge of all applicable federal regulations concerning banking procedures including Bank Secrecy Act, Anti-Money Laundering requirements, Patriot Act regulations and Know Your Customer rules.
- Pursued continuous learning opportunities to enhance job performance and adapt to evolving industry standards, and staying updated with industry changes.
- Participated in ongoing training to enhance own job skills and knowledge.
Periodic Review Analyst
4 Months- Conducted KYC/AML periodic reviews for existing accounts, assessing documentation, transaction activity and risk indicators to confirm risk ratings.
- Updated customer risk profiles and proposed remediation actions, collaborating with compliance stakeholders to effectively resolve the findings.
- Executed adverse-media and OFAC/sanctions screenings, documenting investigative conclusions to facilitate timely remediation or escalation.
- Maintained throughput of 2-3 cases/day, ensuring thorough evidence collection and BSA compliance in all reports.
Data Analyst
8 Months- Reconciled fuel sales, transportation, and invoice records to ensure data accuracy and investigated delivery variances, and resolved billing discrepancies.
- Streamlined reporting and reconciliation processes to reduce resolution time for billing issues and improve operational decision-making.
- Analyzed discrepancies and validated source data to maintain reporting integrity and support inventory accuracy.
- Streamlined reporting and reconciliation processes, enhancing clarity in billing issues and supporting timely operational decision-making.
Periodic Review Analyst
5 Months- Led EDD/KYC investigations on high-risk individuals and entities to validate ownership, control and sources of funds and identify compliance vulnerabilities.
- Assessed complex ownership and control structures to identify hidden risks and escalation triggers for compliance enhancement.
- Created comprehensive, audit-ready reports to inform governance, remediation, and onboarding decisions.
- Assessed complex ownership and control structures to surface hidden risks and escalation triggers.
- Produced comprehensive, audit-ready reports that supported governance, remediation and onboarding decisions.
- Maintained production targets while ensuring consistent, high-quality review outcomes.
- Verified customer identification documents as part of compliance with Know Your Customer regulations.
- Analyzed large volumes of data with automated tools and manual methods to ensure thorough compliance reviews.
Compliance AML / KYC Associate Analyst II
5 Years 4 Months- Managed KYC onboarding and periodic reviews for small-business accounts, applying risk frameworks to ensure BSA/AML compliance and identify escalation needs.
- Investigated adverse media and suspicious-activity alerts using LexisNexis and research tools; drafted SAR recommendations and supporting evidence for compliance leadership.
- Coached and mentored junior analysts on documentation standards and case management, enhancing documentation consistency and increasing team throughput.
- Produced 2.5-3 cases per day while maintaining audit-quality scores above 97% for investigative summaries.
- Fostered a cooperative environment to improve teamwork and communication. to enhance workplace dynamics. with customers and colleagues to enhance teamwork.
- Employed strategic problem-solving methods to resolve customer disputes efficiently. to solve customer issues and conflicts.
- Collaborated with associates to align efforts with department goals, contributing to overall team success.
- Handled multiple tasks effectively in a fast-paced environment while adapting to changing priorities. efficiently in a fast-paced environment. while adapting to changing priorities.
- Collaborated with departmental leaders to establish organizational goals, strategic plans, and objectives.
- Collaborated with cross-functional teams to ensure successful project results.
Education
Associate of Applied Science - Applied Science
Skills
Anti-Money Laundering (AML)
Suspicious Activity Report (SAR)
Development
Fraud Detection
Know Your Customer (KYC)
KYC Periodic Review
Adverse Media Screening
Enhanced Due Diligence (EDD)
Regulatory Compliance
Financial Crimes Compliance
OFAC/Sanctions Screening
SAR Determination and Filing
Risk-based monitoring
PEP (Politically Exposed Persons) screening
Transaction Monitoring
Client Onboarding/KYC Review
SOF/SOW (Source of Funds/Wealth)
Financial Crimes and Fraud Investigation
Risk Rating/approach
Know Your Customer and Know Your Business
CDD (Customer Due Diligence)
AI screening and mitigation
Risk Assessment and mitigation
Bank Secrecy Act (BSA)
LexisNexis
AML Investigations
Alert Investigation
Know Your Business (KYB)
SAR preparation
Risk-Based Approach (RBA)
Request for Information (RFI)
Personal Information
Title: KYC Analyst/AML Investigator
Timeline
AML Investigator
Veterans Sourcing
10.2025 - 02.2026Read More
Enhanced Due Diligence (EDD) Analyst
TEKsystems
09.2023 - 08.2025Read More
Periodic Review Analyst
PwC
02.2023 - 06.2023Read More
Data Analyst
Valero Energy
05.2022 - 01.2023Read More
Periodic Review Analyst
Exiger
10.2021 - 03.2022Read More
Compliance AML / KYC Associate Analyst II
Citi
07.2016 - 11.2021Read More
ITT Technical Institute
Associate of Applied Science from Applied Science
09.2005 - 08.2007Read More