Lucretia Reed
Tampa
Summary
Seasoned AML Investigator known for high productivity and efficient task completion. Possess specialized skills in transaction analysis, regulatory compliance, and risk assessment. Excel in critical thinking, problem-solving, and communication, ensuring success in identifying and mitigating financial crimes.
Overview
11
11
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work History
AML Investigator
Bank of America Contractor
Tampa
07.2025 - 12.2025
- Conducted thorough investigations of suspicious financial transactions.
- Analyzed client data to identify potential money laundering risks.
- Collaborated with compliance teams on regulatory requirements and case findings.
- Utilized analytical software to enhance investigation efficiency and accuracy.
- Collaborated with other departments to ensure compliance with applicable laws and regulations.
- Participated in periodic training sessions on anti-money laundering laws and regulations.
- Collaborated with internal and external stakeholders to identify potential risks associated with client accounts.
- Coordinated with senior management to develop strategies for mitigating money laundering risks.
Senior Advisor Quality Control
USAA Federal Savings Bank
Tampa
09.2021 - 04.2025
- Advised clients on financial products and services tailored to their needs.
- Developed and implemented strategies to enhance customer engagement and satisfaction.
- Conducted training sessions for team members on banking policies and procedures.
- Collaborated with cross-functional teams to streamline operational processes.
- Reviewed compliance regulations to ensure adherence in all client interactions.
- Collaborated with internal departments to create action plans for implementing changes identified through research.
- Conducted research to identify areas of improvement in services offered by the organization.
- Provided guidance to clients on financial, operational and administrative matters.
Quality Assurance Senior Analyst
Raymond James Financial Services, Inc
St. Petersburg
03.2020 - 10.2020
- Analyzed financial data to identify trends and inform investment strategies.
- Collaborated with teams to develop client presentations and report findings.
- Conducted market research to support investment decision-making processes.
- Monitored compliance with regulatory requirements and internal policies.
- Assisted in optimizing workflows to improve efficiency within the department.
- Mentored junior analysts by providing guidance on best practices and methodologies.
- Collaborated with IT teams on new tools and technologies.
- Maintained updated knowledge base on industry trends and best practices.
- Drafted documents that outlined processes, procedures, and best practices.
- Conducted extensive research into industry trends and competitive analysis.
- Identified areas for improvement, narrowing focus for decision-makers in making necessary changes.
- Maintained positive working relationship with fellow staff and management.
Senior BSA Analyst
American National Bank
Fort Lauderdale
09.2014 - 10.2020
- Analyzed business processes to identify improvement opportunities and enhance efficiency.
- Collaborated with stakeholders to gather requirements for system enhancements and projects.
- Documented functional specifications for software solutions and process changes.
- Conducted thorough testing of systems to ensure quality and compliance with standards.
- Facilitated training sessions to educate staff on new systems and procedures.
- Prepared detailed reports on analysis findings to support decision-making processes.
- Supported cross-functional teams in developing strategies for operational improvements.
- Assisted in developing project plans, timelines, workflows, and decision matrices for assigned projects.
- Drafted functional specifications for business process improvements based on customer needs.
- Ensured compliance with applicable regulations by providing feedback on changes needed within existing processes or procedures.
Education
Master of Science - Law, Finance
Florida State University
Tallahassee, FL 09.2019 - 04.2021
Bachelor of Science - Criminal Justice
University of Central Florida
Orlando, FL 01.1997 - 08.1999
Skills
- Data analysis
- Investigative techniques
- Regulatory compliance
- Risk assessment
- Analytical software
- Process optimization
- Problem solving
- Compliance monitoring
- Attention to detail
- Effective communication
- Team collaboration
- Training and mentoring
- Cross-border transactions
- Know your customer
- Patriot act compliance
- Enhanced due diligence
- Transaction monitoring
- Customer due diligence
- Currency transaction reports
- Suspicious activity reporting
- Anti-money laundering policies
- Sanctions screening
- FinCEN guidelines
- Financial crime prevention
- AML regulations
- Regulatory reporting
- Compliance training
- Financial crime investigation
- Anti-money laundering compliance
- Bank secrecy act compliance
- Office of foreign assets control regulations
- Internal controls
- Audit support
Certification
- ACAMD Certification
Timeline
AML Investigator
Bank of America Contractor
07.2025 - 12.2025
Senior Advisor Quality Control
USAA Federal Savings Bank
09.2021 - 04.2025
Quality Assurance Senior Analyst
Raymond James Financial Services, Inc
03.2020 - 10.2020
Master of Science - Law, Finance
Florida State University
09.2019 - 04.2021
Senior BSA Analyst
American National Bank
09.2014 - 10.2020
Bachelor of Science - Criminal Justice
University of Central Florida
01.1997 - 08.1999