Dada Ingram
Atlanta,Georgia
Summary
Seasoned AML Investigator with nine years' experience assessing risks, client onboarding, extensive familiarity with the requirements of the Customer Identification Program (CIP), thorough experience with transaction monitoring and drafting Suspicious Activity Reports (SAR). Experienced in reviewing financial documents and digital records. Effective at directing, monitoring and inspiring team members to complete accurate and timely investigations and reports. Talented in training employees, solving complex problems and making sound decisions .Familiar with the Bank Secrecy Act (BSA), Politically Exposed Persons (PEP), Know Your Customer (KYC), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), FINCEN, and Office of Foreign Assets Control (OFAC) requirements.
Overview
11
11
years of professional experience
Work History
AML Investigator
BSA Consulting
03.2023 - 03.2024
- Managed 8-12 periodic reviews daily ; increased production goals by 10% by creating templates .
- Mentored new hires, resulting in stronger staff development and increased productivity.
- Conducted investigations of manual and automated suspicious activity alerts, documented narratives on investigative findings, and determined rather cases should be escalated.
- Analyzed transactional data and conducted internal and external research on subjects using variations in research tools.
- Conducted investigations of potential suspicious parties and cleared false positive alerts
- Articulated findings in a clear, concise manner that considers the client's risk status.
- Drafted suspicious activity reports ("SARs") to be filed too FinCEN by clients, where necessary.
- Served as a subject matter expert on AML-related matters during regulatory examinations, demonstrating the company''s robust compliance framework.
- Enhanced team collaboration on complex cases through regular case review meetings and information sharing.
- Identified patterns of suspicious activity through meticulous transaction analysis, aiding in the detection of financial crimes.
- Scrutinized and reported on discrepancies in financial records and documents.
- Provided one-on-one mentoring to help individuals reach their full potential within the organization.
AML INVESTIGATOR
DISYS
04.2021 - 04.2023
- Handled process check on escalated clients deemed high risk
- Reviewed and cleared 20 alerts daily resulting in a 15 % in production goals
- Also, performed EDD on existing client escalation from low/medium risk to a high risk status, as well as new clients that posed a higher money laundering risk
- As part of EDD I would do a transaction review, media review, source of funds and check financially related convictions within last two years
- Completed pivot tables, monitored transactions, investigated suspicious activity, identified layering, placement, structuring and integration in an attempt to mitigate the FI overall risk exposure, compliance and reputation risk
- Accurately Identified prohibited high risk countries
- Immediately contacted state and federal authorities with suspicious activity identified as urgent
- Filed SARS and notated law enforcement was contacted.
EDD/KYC/AML Compliance Analyst
SunTrust Bank
08.2019 - 03.2021
- Performed cursory review of all cases received within the FCP EDD group in an effort to streamline the EDD assessment process
- Communicated effectively and maintain relationships with the branch network and Senior Management regarding KYC documentation, clarification of structures and content of account requests
- Maintained the Financial Services and Private Bank application platform queues to review and open FCP EDD cases in a timely manner
- Responded to all inquiries sent to the EDD Group shared inbox
- Tracked, assigned and prioritized all requests to respective Teams Reviewed and approved due diligence subsequent account requests to existing accounts when required
- Produced daily prioritization and progress reports.
KYC Analyst
TC Federal Bank
01.2016 - 06.2019
- Completed CIP which involved collecting and validating client's data, also remained compliant with BSA and Fin CEN
- Verified CDD and collected information as a part of the process including customer name, business or entity, address, date of birth, and identification number
- Assessed the client and determined the AML rating of low, medium, or high risk
- Screened clients against PEP lists
- Also, determined risk assessment score based upon various conditions such as source of income, geographical location, expected cash transactions, and location of business
- Conducted EDD on high-risk clients or entities, also drilled down on beneficial owners up to the last individual that owned 25%
- Remained compliant with ongoing due diligence which included clearing alerts once low/high/auto high risk periodic reviews where complete.
EDD/KYC Analyst
Wardlaw Claim Services
12.2013 - 12.2015
- Handled process check on escalated clients deemed high risk
- Also, performed EDD on existing client escalation from low/medium risk to a high risk status, as well as new clients that posed a higher money laundering risk
- As part of EDD I would do a transaction review, media review, source of funds and check financially related convictions within last two years
- Completed pivot tables, monitored transactions, investigated suspicious activity, identified layering, placement, structuring and integration in an attempt to mitigate the FI overall risk exposure, compliance and reputation risk
- Accurately Identified prohibited high risk countries
- Immediately contacted state and federal authorities with suspicious activity identified as urgent
- Filed SARS and notated law enforcement was contacted.
AML Analyst
Prime Consulting
01.2013 - 11.2013
- Reviewed wire transfers, dormant accounts, transactions directly below reporting threshold, and complex transactions
- Performed Periodic Reviews on high risk clients annually
- Implemented Automatic high risk reviews on entities and clients through a media search, in addition verification of the physical structure, certificate of incorporation, and the questionnaire was included in the account.
Education
Business Administration
Charter University
05.2013
Skills
- Project /Team Management
- Risk Reduction/ Assessment /Analysis
- Regulatory Knowledge
- Transaction Monitoring
- Conflict Resolution
- Regulatory knowledge
- Data Collection and Analysis
- Time Management
- Analytical Thinker
- Quantify Risk
- Analytical Thinker
- Quantify Risk
Timeline
AML Investigator
BSA Consulting
03.2023 - 03.2024
AML INVESTIGATOR
DISYS
04.2021 - 04.2023
EDD/KYC/AML Compliance Analyst
SunTrust Bank
08.2019 - 03.2021
KYC Analyst
TC Federal Bank
01.2016 - 06.2019
EDD/KYC Analyst
Wardlaw Claim Services
12.2013 - 12.2015
AML Analyst
Prime Consulting
01.2013 - 11.2013
Business Administration
Charter University
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