Summary
Overview
Work History
Education
Skills
Certification
References
Timeline
Generic

Corey Phillips

Dublin,OH

Summary

High-energy sales leader with proven relationship-building skills and a background working with Life and Health Insurance and Mortgage clients from across the nation, currently licensed in 13 states. I strive to consistently drive sales and bring in new clients with prospecting expertise and negotiation skills gained through six plus years of extensive Inside and outside sales experience, managing staff and large books of business while maintaining excellent customer service, through multitasking and time management abilities.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Mortgage Loan Originator

Nations Lending Corporation
Columbus, OH
09.2022 - 09.2024

Total Units Closed: 30, Funded Volume: $7.9 Million

Approved State Licenses: 13, Revolving Pipeline: 20+ people.

  • Provide comprehensive mortgage loan advice and guidance to potential borrowers. Working with clients that range from 500+ credit scores through FHA, VA, Conventional, USDA, and combination products.
  • Negotiate interest rates and terms of loan products with borrowers through Call, Text, or Email communication over the course of 30-45 days.
  • Research and evaluate various loan products to determine the best fit for each individual customer. Mortgages are not one size fits all.
  • Advise customers on their financial options, including credit repair services and refinancing/purchasing opportunities, after a thorough evaluation of the client's eligibility to fit into a specific loan product.
  • Maintain a thorough knowledge of current lending regulations, policies, and procedures. Complete yearly, continued education courses for licensing renewal guidelines.
  • Analyze income information provided by customers in order to determine eligibility for loans. (Schedule C, S-Corp, W-2, 1099, Retired, Disability, Sole proprietorships)
  • Develop relationships with real estate agents, builders, title companies, attorneys, and other referral sources.

Mortgage Loan Originator

Lower.com
New Albany, OH
09.2021 - 07.2022

Units Closed- 9 Funded Volume- $750,000

  • Participated in new product launch groups.
  • Reviewed borrower documents, such as tax returns, bank statements, and employment history. To verify accuracy and completeness.
  • Processed loan applications in accordance with established guidelines and standards.
  • Coordinated with lenders to ensure timely processing of all required paperwork.
  • Conducted follow-up activities with borrowers throughout the entire loan process.
  • Ensured compliance with federal and state laws when originating mortgages.

Equitment Operator

ABC Site Development
Circleville, OH
11.2020 - 08.2021
  • Top Man for Pipe Crew for crew of 5.
  • Operated a variety of heavy equipment, such as backhoes, bulldozers, and cranes, to move earth and materials.
  • Maintained daily logs of machine operations and reported any mechanical or safety issues to supervisor.
  • Performed preventative maintenance on equipment, including greasing, oiling, servicing engines, and changing filters.
  • Followed established procedures for safely operating machinery while adhering to company policies at all times.

Life and Health Insurance Agent

United Insurance Professionals
Columbus, OH
11.2018 - 11.2020
  • Hot/Cold Lead - Door-to-Door sales.
  • Advised clients on health insurance options, including coverage and cost comparisons.
  • Assisted customers with enrollment in health insurance plans and managed administrative paperwork.
  • Explained complex healthcare concepts to customers in an easy-to-understand way.
  • Scheduled appointments to sit with prospective clients to discuss available health insurance plans.

Diesel Mechanic

Rush Enterprises
Columbus, OH
01.2018 - 01.2019
  • Performed preventative maintenance on diesel engines and equipment.
  • Diagnosed mechanical problems and made necessary repairs.
  • Inspected vehicles for safety issues and roadworthiness.
  • Replaced worn or damaged components such as spark plugs, air filters, and oil filters.
  • Tested electrical circuits for faults using diagnostic computers.
  • Disassembled defective units to diagnose malfunctions and repair them accordingly.
  • Installed new parts such as radiators, injectors, hoses, belts, alternators, starters .
  • Worked with a team of mechanics to complete projects efficiently within time limits.
  • Followed safety guidelines while performing repair work on heavy-duty vehicles.

Manager

Novak's Tavern & Patio
Columbus, OH
05.2015 - 11.2017
  • Managed a bar staff of 5-15 people.
  • Conducted training for newly hired personnel in accordance with company standards.
  • Monitored the performance of bartenders to ensure that all customers received prompt service in a courteous manner.
  • Maintained accurate records of liquor inventory and purchases for budgeting purposes.
  • Resolved customer complaints regarding quality of food or beverage service in a timely manner.

Education

High School Diploma -

Logan Elm High School

Some College (No Degree) - Nursing

Columbus State Community College
Columbus, OH

Skills

  • Negotiation Tactics
  • Sales Development
  • Problem-Solving
  • Effective Communication
  • Team Leadership
  • Sales Closing
  • Customer Retention Abilities
  • Microsoft Office (Excel, PowerPoint, Word)
  • Salesforce and Encompass
  • Market Research and Analysis
  • Sales Forecasting
  • Bankruptcy Processes ( Chapter 13 & 7)
  • Licensed Mortgage Loan Officer
  • Fraud Detection and Prevention
  • Debt and Credit Management
  • Client Account Management

Certification

  • NMLS - Loan Originator License
  • State License List - AZ, CO, FL, GA, IL, KS, KY, MO, NJ, OH, PA, VA, WI
  • Ohio Life and Health Insurance License (Not Active)

References

References available upon request.

Timeline

Mortgage Loan Originator

Nations Lending Corporation
09.2022 - 09.2024

Mortgage Loan Originator

Lower.com
09.2021 - 07.2022

Equitment Operator

ABC Site Development
11.2020 - 08.2021

Life and Health Insurance Agent

United Insurance Professionals
11.2018 - 11.2020

Diesel Mechanic

Rush Enterprises
01.2018 - 01.2019

Manager

Novak's Tavern & Patio
05.2015 - 11.2017

High School Diploma -

Logan Elm High School

Some College (No Degree) - Nursing

Columbus State Community College
  • NMLS - Loan Originator License
  • State License List - AZ, CO, FL, GA, IL, KS, KY, MO, NJ, OH, PA, VA, WI
  • Ohio Life and Health Insurance License (Not Active)
Corey Phillips