Summary
Overview
Work History
Education
Skills
Timeline
Generic

Courtney Williams

Detroit,MI

Summary

Diligent and hard working professional with 10 years of experience in mortgage underwriting and origination, specializing in risk assessment, and client relationship management. Proven ability to manage complex financial transactions, and communicate effectively with internal and external business partners. Seeking to leverage strong analytical skills and customer service experience in a property management role to enhance tenant satisfaction and streamline property operations while supporting existing processes and procedures.

Overview

10
10
years of professional experience

Work History

Due Diligence Underwriter

Rocket Mortgage Inc.
09.2019 - Current
  • Analyzed credit, income, compliance, title documents, and appraisals during due diligence process.
  • Documented underwriting decisions and provided evidence of compliance with applicable regulations.
  • Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
  • Managed client engagement and cooperation through regular follow up and appropriate incentivizing
  • Examined credit reports, financial statements and tax returns to determine repayment capability.
  • Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
  • Regularly coordinated with external partners and vendors to deliver comprehensive solutions to resolve diverse challenges on multiple loans over several transactions.
  • Assisted in developing training materials used to educate new hires on job functions.

Presidents Club Solution Consultant

Quicken Loans
10.2015 - 09.2019

High level mortgage banker with expertise in troubleshooting qualifying challenges for loans in process.

  • Clearly communicate qualifying challenges to clients
  • Advised clients on how to restructure their financial and credit profile's to meet underwriting guidelines
  • Maintained friendly and professional customer interactions.
  • Collaborated directly with underwriting to find creative ways to resolve qualifying challenges
  • Respond to all client and realtor telephone and email inquires within 24 business hours
  • PC Solution Consultant since 2016
  • September 2017 4th top closer
  • October 2017 2nd top closer
  • 517 loans closed YTD for $101 million in revenue earned for the company

Mortgage Banker

Quicken Loans
06.2014 - 10.2015
  • Helped clients choose the best loan product and terms to meet their financial goals
  • Reviewed clients credit reports, pay stubs, tax returns and asset statements to ensure the client is properly qualified before enrolling

Education

African American Studies

Eastern Michigan University
Ypsilanti, MI

Pre-Nursing

Wayne County Community College District
Detroit, MI

High School Diploma -

Detroit School of Arts
Detroit, MI

Skills

  • Solution Focused
  • Highly adaptable
  • Positive attitude
  • Culture driven
  • Analytical Thinking
  • Client Experience Focused
  • Excellent Communication
  • Adaptability and Flexibility

Timeline

Due Diligence Underwriter

Rocket Mortgage Inc.
09.2019 - Current

Presidents Club Solution Consultant

Quicken Loans
10.2015 - 09.2019

Mortgage Banker

Quicken Loans
06.2014 - 10.2015

African American Studies

Eastern Michigan University

Pre-Nursing

Wayne County Community College District

High School Diploma -

Detroit School of Arts
Courtney Williams