Summary
Overview
Work History
Education
Skills
Timeline
Plus 1 Service Awards 2014 and 2025
Generic

Cynthia (Cindy) Gatlin

Longview,Texas

Summary

Results-driven HMDA/CRA Analyst at Guaranty Bank and Trust, skilled in data research and validation. Demonstrated analytical thinking and attention to detail by ensuring compliance in real estate lending documentation. Successfully expedited loan processing and enhanced reporting accuracy, contributing to streamlined operations and improved regulatory adherence.

Overview

25
25
years of professional experience

Work History

HMDA/CRA Analyst

Guaranty Bank and Trust
07.2013 - Current
  • Complete Adverse Action Notices for Real Estate Lending and mail to applicant
  • Review documentation for adverse actions on real estate loans for compliance and proper documentation
  • Validate HMDA reporting information for adverse actions and originated loans
  • Validate CRA information for small business and farm loans
  • Obtaining additional or corrected documentation for HMDA and CRA loans

Loan Processor

Guaranty Bank and Trust
07.2013 - Current
  • Prepared closing documents for real estate loans
  • Worked with loan assistants and officers for accurate documentation
  • Ordered appraisals as needed

Real Estate Loan Underwriter

First State Bank
02.2001 - 07.2013
  • Expedited the closing process for approved loans by efficiently preparing necessary documentation and coordinating with relevant parties.
  • Approved or denied loans based on established criteria and underwriting guidelines.
  • Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
  • Took applicants from application to closing
  • Prepared files for purchase by secondary market

Education

Bland ISD
Merit, Tx

Skills

  • Microsoft office
  • Analytical thinking
  • Excel
  • Attention to detail
  • Documentation and reporting
  • Information gathering
  • Data research and validation
  • Trend analysis
  • Time management

Timeline

HMDA/CRA Analyst

Guaranty Bank and Trust
07.2013 - Current

Loan Processor

Guaranty Bank and Trust
07.2013 - Current

Real Estate Loan Underwriter

First State Bank
02.2001 - 07.2013

Bland ISD

Plus 1 Service Awards 2014 and 2025

Plus awards are based on comments from fellow employees and inputs from supervisors focusing on service to others, being a team player and daily attitude

Similar Profiles

CREATE PROFILE