Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Timeline
Generic

Daedra Dunigan

Mobile,AL

Summary

Hardworking Senior Underwriter effective at achieving control and profitability objectives according to company guidelines. Experienced in partnering with field producers to support marketing and sales activities. Over 9 years of experience in Underwriting.

Overview

15
15
years of professional experience

Work History

Mortgage Underwriter

Regions Bank
06.2024 - Current
  • Worked with processing team members to communicate errors and obtain missing information for current applications.
  • Verified integrity of applicants' information to minimize fraud.
  • Applied grades to each loan application based on established criteria to keep institutional risk low.
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
  • Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.

Claims Adjuster

Pacesetter Claims Service
05.2023 - 06.2024
  • Examined claims forms and other records to determine insurance coverage.
  • Answered customer questions regarding deductibles.
  • Prepared summaries of damage, payments, and policy coverage.
  • Reviewed police reports, medical treatment records, and physical property damage to determine extent of liability.
  • Directed claims negotiations within allowable limit of $600,00 and supported successful litigations for advanced issues.

Sr. Underwriter-Commercial Surety

RLI Insurance Company
01.2017 - 06.2023
  • Oversaw quality control of tax credit financial models involving underwriting integrity and project budgets.
  • Assisted senior executives with final loan closings and underwriting, coordination and submission of high-profile loan conversion packages.
  • Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
  • Generated and managed technical tax credit models and communicated with project leaders and financial partners to provide updates.
  • Met with customers, agents and brokers to negotiate coverage, price, and service delivery.

Workers' Compensation Claims Manager

Hartford Insurance Group
01.2014 - 06.2017
  • Expedited benefit delivery by establishing working relationships with benefit providers.
  • Helped HR teams interpret compensation policies for developing staff benefits and salaries.
  • Created rewards and recognition programs for acknowledging employees' achievements.
  • Fulfilled reporting requirements of Employee Retirement Income Security Act (ERISA).

Medical Coder

Mobile County Board Of Health
12.2010 - 03.2017
  • Utilized active listening, interpersonal, and telephone etiquette skills when communicating with others.
  • Reviewed patient charts to better understand health histories, diagnoses, and treatments.
  • Reviewed, analyzed, and managed coding of diagnostic and treatment procedures contained in outpatient medical records.
  • Correctly coded and billed medical claims for various hospital and nursing facilities.

Education

Bachelor of Science - Social Work

University South Alabama
Mobile, AL
05-2026

High School Diploma -

Coffeeville High School
Coffeeville, AL
05-2009

Skills

  • Underwriting guidelines
  • Data interpretation
  • Automated underwriting system (AUS)
  • NMLS registration
  • Negotiation skills

Accomplishments

  • Supervised team of 16 staff members.
  • Used Microsoft Excel to develop inventory tracking spreadsheets.
  • Approved policies up to $$1,000,000 in commercial general liability coverage without supervisor review.
  • Oversaw a $12M book of business, including large accounts in property, casualty, and umbrella coverage.

Languages

English
Native or Bilingual
Spanish
Limited Working

Timeline

Mortgage Underwriter

Regions Bank
06.2024 - Current

Claims Adjuster

Pacesetter Claims Service
05.2023 - 06.2024

Sr. Underwriter-Commercial Surety

RLI Insurance Company
01.2017 - 06.2023

Workers' Compensation Claims Manager

Hartford Insurance Group
01.2014 - 06.2017

Medical Coder

Mobile County Board Of Health
12.2010 - 03.2017

Bachelor of Science - Social Work

University South Alabama

High School Diploma -

Coffeeville High School

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