Dairya Walker
Englewood
Summary
Dynamic Consumer Loan Processing Manager with extensive experience at Day Air Credit Union, excelling in loan underwriting and regulatory compliance. Proven track record in developing teams and enhancing loan procedures, while effectively leading staff to achieve operational excellence. Strong analytical skills complemented by exceptional leadership abilities drive successful loan decisions and process improvements.
Overview
23
23
years of professional experience
Work History
Consumer Loan Processing Manager
Day Air Credit Union
Kettering
01.2022 - Current
- Responsible and accountable for coordinating and supervising the activities of department associates.
- Responsible for development, training and coaching of staff.
- Responsible for Underwriting and Home Equity Processing.
- Responsible for writing or updating Loan procedures.
Senior Consumer Loan Underwriter
Day Air Credit Union
Kettering
01.2020 - 01.2022
- Responsible for overseeing the day to day operations of the Loan Processors.
- Evaluated loan documents for accuracy and completeness in accordance with established guidelines.
- Provided guidance to internal staff on complex underwriting questions or issues related to consumer loans.
- Determined whether loans should be approved, declined, or counter-offered.
Consumer Loan Underwriter
Dayair Credit Union
Kettering
10.2001 - 09.2020
- Analyzed borrower's ability to pay off debts by examining their current income levels and expenses.
- Evaluated financial, income and credit documentation to make loan decsions.
- Evaluated loan documents for accuracy and completeness in accordance with established guidelines.
- Approved or denied loan applications based on established criteria while maintaining compliance standards set forth by governing agencies.
- Reviewed loan applications to determine creditworthiness of applicants and analyzed financial information such as income, assets, liabilities, and credit history.
- Communicated effectively with external partners regarding status of underwriting process.
- Determined whether loans should be approved, declined, or counter-offered.
Skills
- Loan underwriting
- Loan processing
- Regulatory compliance
- Policy writing
- Team leadership
Timeline
Consumer Loan Processing Manager
Day Air Credit Union
01.2022 - Current
Senior Consumer Loan Underwriter
Day Air Credit Union
01.2020 - 01.2022
Consumer Loan Underwriter
Dayair Credit Union
10.2001 - 09.2020