Results driven leader with extensive experience in Indirect lending. Skilled in data analysis and fast-paced decision-making, successfully growing loan portfolios while maintaining strong credit quality.
Work History
Senior Vice President Director of Consumer Lending
2 Years 11 Months
Arrow Financial Corporation | 03.2023 - 02.2026
Led a 75 person team across 4 departments responsible for approximately 70% of loan portfolio balances and income, maintaining strong credit quality, and facilitating project planning and report analytics for the consumer lending area.
Analyzed market trends and provided insights to enhance strategies and decision-making.
Conducted performance evaluations, evaluated promotion and compensation recommendations, and hiring requests to maintain appropriate staffing requirements.
Consistently promoted a positive and respectful work environment while fostering open communication channels and empowering employees to voice their ideas for improvements. Encouraged and supported opportunities for career growth throughout the team.
Vice President, Director of Indirect Lending
11 Years 2 Months
Arrow Financial Corporation | 01.2012 - 03.2023
Managed department to significant growth in annual loan originations, portfolio balances, and annual income.
Maintained an active lending role while managing the department handling a number of dealer accounts, Saturday and late shift rotation...etc.
Streamlined the lending process, reducing turnaround time and improving efficiency in loan approvals.
Implemented best practices in credit analysis to minimize default rates and minimize risk exposure.
Indirect Lending Originator/Officer
12 Years 7 Months
Arrow Financial Corporation | 06.1999 - 01.2012
Evaluated loan applications to determine creditworthiness and compliance with lending policies.
Cultivated strong relationships with dealer customers, resulting in consistently high levels of loan originations.
Maintained strong industry knowledge, staying current on market trends and regulatory changes affecting lending practices.
Achieved consistent growth in loan originations through proactive dealer outreach and relationship building with prospective new accounts.
Education
Bachelor of Science - International Business
State University of New York At Plattsburgh
Skills
Analytical and credit skills
Auto industry knowledge
Fast-paced decision making
Verbal and written communication
Timeline
Senior Vice President Director of Consumer Lending
Senior Vice President, Consumer and Commercial Lending at Navy Federal Credit UnionSenior Vice President, Consumer and Commercial Lending at Navy Federal Credit Union
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