Daniel Caraballo
Miami Lakes,FL
Summary
Dynamic Bank Analyst at Whetstone Holdings, specializing in financial analysis and regulatory compliance. Proven success in optimizing processes and enhancing creditworthiness assessments while maintaining strict adherence to policies. Strong adaptability and keen attention to detail drive effective project coordination and foster team leadership, ensuring the achievement of organizational goals. Committed to delivering high-quality results in fast-paced environments through strategic problem-solving and collaborative efforts.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Bank Analyst
Whetstone Holdings
Doral, FL
10.2023 - 04.2026
- Conducted thorough analysis of financial statements to inform and support underwriting strategies.
- Evaluated applications for accuracy and ensured adherence to regulatory compliance standards.
- Analyzed financial data and credit histories to establish the creditworthiness of various enterprises.
- Conducted regular audits to ensure alignment with internal policies and compliance with external regulations.
Head Sales Associate
Forever 21
Pembroke Pines, FL
06.2023 - 04.2025
- Led sales team to exceed monthly targets through effective training and motivation strategies.
- Developed and implemented promotional campaigns, enhancing customer engagement and driving store traffic.
- Analyzed sales data to identify trends, informing inventory management and merchandising decisions.
- Streamlined operational processes, improving efficiency in merchandise presentation and stock replenishment.
Intern
JetStream Federal Credit Union
Miami Lakes
06.2022 - 08.2022
- Engaged in comprehensive training across multiple office positions to support operational efficiency.
- Enhanced presentation quality through meticulous creation and updating of PowerPoint files to support effective communication.
- Assisted in daily operations by processing member transactions efficiently.
- Supported credit union initiatives through data entry and record management tasks.
Education
Bachelor of Arts - Accounting
Florida International University
Miami, FL07-2027
Associate of Arts - Accounting
Miami Dade Community College
Miami, FL12-2024
Skills
- Prioritization and scheduling
- Strong verbal communication
- Operational streamlining
- Underwriting assistance
- Financial data analysis
- Project management coordination
- Credit analysis
- Advanced Excel skills
- Regulatory compliance
- Attention to detail
- Analytical thinking
Certification
- QuickBooks Certified
- Bloomberg Market Concepts (BMC) Certified
- Microsoft Office Certified
Languages
English
Native or Bilingual
Spanish
Native or Bilingual
Timeline
Bank Analyst
Whetstone Holdings
10.2023 - 04.2026
Head Sales Associate
Forever 21
06.2023 - 04.2025
Intern
JetStream Federal Credit Union
06.2022 - 08.2022
Bachelor of Arts - Accounting
Florida International University
Associate of Arts - Accounting
Miami Dade Community College