Daniel Rhodes
Columbus,OH
Summary
Enterprising Financial Analyst with experience driving data-driven decisions through financial analysis, reporting, and forecasting. Proven ability to analyze large datasets, evaluate performance trends, and support strategic planning across real estate and gaming operations. Skilled in SQL and Excel, with a track record of delivering actionable insights and building strong relationships with stakeholders to improve financial outcomes.
Overview
11
11
years of professional experience
Work History
Senior Credit Analyst
Upstart Holdings Inc
Columbus, OH
06.2025 - Current
- Evaluated credit, financial, and property data to assess risk and drive underwriting decisions for Home Equity Line of Credit (HELOC) applications.
- Collaborated with engineering teams to create predictive models using machine learning techniques to enhance lending decisions.
- Partnered with data science and engineering teams to test, validate, and deploy model updates, ensuring compliance with fair lending and regulatory standards.
- Mentored junior analysts and led cross-functional initiatives to improve analytical rigor and scalability of credit risk processes.
- Presented portfolio insights and risk trends to senior leadership, influencing strategic decisions on credit strategy and growth.
Senior Financial Analyst
Penn Entertainment
Columbus, OH
02.2024 - 06.2025
- Partner with 25+ departments to develop and oversee annual casino budgets, ensuring alignment with PENN Entertainment’s strategic and financial objectives.
- Produce detailed financial reports to track key performance indicators, including profitability, historical trends, and compliance, delivering actionable insights to senior leadership.
- Analyze large datasets using SQL and Excel to identify financial and market share trends, evaluate marketing event performance, and uncover opportunities to improve overall property performance.
- Deliver data-driven presentations to senior and corporate leadership, highlighting revenue growth opportunities and supporting strategic decisions through marketing pro formas and performance analysis.
Valuation Analyst
Colliers International
Columbus, OH
08.2021 - 12.2023
- Developed appraisal reports and conducted inspections across a wide range of property types, with a primary focus on RV parks and manufactured housing communities, building a nuanced understanding of valuation factors unique to these asset classes.
- Collaborated directly with lenders and private investors to ensure appraisal reports met specific requirements, tailoring valuation methods to support financing and investment decisions.
- Analyzed financial performance of RV parks and manufactured housing communities, evaluating revenue drivers, operating expenses, and market trends in capitalization rates to inform valuation and investment insights.
- Collected and reviewed financial data, including operating statements, tax records, and purchase agreements, to perform detailed property-level and portfolio analysis. Utilized Microsoft Excel and Word to produce standardized, data-driven appraisal reports.
Loan Officer Assistant
The Aric French Team-Guild Mortgage/Academy Mortgage
Columbus, OH
08.2020 - 06.2021
- Guided clients through the homebuying process, aligning loan options with financial goals and assisting with mortgage applications to ensure a smooth, informed experience.
- Reviewed and analyzed clients’ financial information to structure tailored loan solutions aligned with short- and long-term objectives.
- Delivered exceptional customer service through clear, proactive communication, demonstrating empathy and building trust in high-pressure situations.
- Built and maintained relationships with local real estate agents, coordinating networking events with the branch manager to drive referrals and increase branch visibility.
Operations Manager
Paradise Lakes Family Campground/Rhodes Camping LLC
Bristolville, OH
02.2015 - 08.2020
- Supported day-to-day operations, maintaining safe, clean, and fully functional grounds for guests through routine inspections and upkeep.
- Assisted with weekend operations, including guest services, activity coordination, and retail/store management, improving overall customer satisfaction and on-site efficiency.
- Partnered directly with ownership on operational and management tasks, gaining hands-on exposure to business decision-making and property management.
- Contributed to business development discussions, offering ideas on operations, guest experience, and revenue opportunities.
Education
Bachelor of Science - Finance, Marketing
Youngstown State University
Youngstown, OH12-2019
Skills
- Microsoft Office
- Data analysis
- Business intelligence tools
- Teamwork
- Financial statement review
- Relationship management
Timeline
Senior Credit Analyst
Upstart Holdings Inc
06.2025 - Current
Senior Financial Analyst
Penn Entertainment
02.2024 - 06.2025
Valuation Analyst
Colliers International
08.2021 - 12.2023
Loan Officer Assistant
The Aric French Team-Guild Mortgage/Academy Mortgage
08.2020 - 06.2021
Operations Manager
Paradise Lakes Family Campground/Rhodes Camping LLC
02.2015 - 08.2020
Bachelor of Science - Finance, Marketing
Youngstown State University
Accomplishments
- Youngstown State University GPA: 3.61
- Emerging Leaders Program Graduate