Sarah Hummel
Tulsa,OK
Summary
Determined Senior Credit Analyst successfully managing portfolios valued at $3.1 billion. Collaborative team player known for having excellent time management and customer engagement skills.
Overview
8
8
years of professional experience
Work History
Senior Credit Analyst
The Williams Companies
11.2022 - Current
- Analyzed financial statements to determine creditworthiness
- Maintain collateral securities for counterparties averaging around $593 million.
- Review and redline language in letter of credits and guarantees.
- Review credit language in precedent agreement contracts for expansion projects.
- Reporting on counterparties over-expose balances, project exposures and AR aging balances.
- Conduct annual review of provided unsecured credit
- Facilitated knowledge sharing across the organization by providing training sessions and workshops on credit risk management best practices.
- Assist with company-wide integration of M&A projects
- Act as mentor to summer intern and new employees
- Monitor S&P and Moody's ratings for established counterparties.
- Maintained compliance with applicable regulations and laws governing FERC.
- Developed credit models to assist in the credit deciding process.
- Created and improved credit policies, processes and procedures.
- Work with accounting to align with end of month cash reporting.
Credit Analyst
Hilti North America Inc
05.2017 - 10.2022
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Facilitated knowledge sharing across the organization by providing training sessions
- Supported the field based team members in negotiating favorable terms, balancing business growth and credit risks effectively.
- Investigated and resolved customer disputes on invoices.
- Complied with internal controls and government regulations.
- Negotiated payment plans and loan terms with delinquent customers.
- Made decisions and recommendations about extending lines of credit.
- Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
Education
Bachelor of Science - Business Administration
Oklahoma State University
Stillwater, OK12-2016
Skills
- Training and mentoring
- Financial data analysis
- Credit risk review
- Reporting and documentation
- Relationship management
- Creative problem solving
- Power BI
- Contract Negotiation
- Microsoft Office
Hobbies
Culinary Arts, Gardening, Kayaking, Fishing, Hiking, Reading and Traveling
Timeline
Senior Credit Analyst
The Williams Companies
11.2022 - Current
Credit Analyst
Hilti North America Inc
05.2017 - 10.2022
Bachelor of Science - Business Administration
Oklahoma State University
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