DANQUAH CALEB

• Analyzed creditworthiness of clients by reviewing financial statements, credit reports, and industry trends

• Evaluated loan applications and determined appropriate risk levels based on borrowers’ financial history and collateral

• Developed comprehensive credit risk assessments to support lending decisions, ensuring compliance with company policies and regulatory requirements

• Performed detailed financial statement analysis including ratio analysis, cash flow projections, and trend analysis

• Conducted thorough due diligence on potential borrowers to assess their ability to repay loans

• Collaborated with cross-functional teams including sales, underwriting, and legal departments to gather necessary information for credit evaluations

• Prepared written reports summarizing findings from credit analyses for presentation to senior management or loan committees

• Utilized various software tools and databases for data collection, analysis, and reporting purposes (e.g., Advance Excel Analytics, JASP, Tableau)

• Identified opportunities for process improvements within the credit analysis function, resulting in increased efficiency and accuracy

• Reviewed legal documentation related to loan agreements (e.g., security documents) for accuracy and compliance with internal policies

Duties
• Managed a portfolio of over 500 accounts, overseeing credit limits, payment terms, and collections
• Analyzed financial statements and credit reports to assess the creditworthiness of new and existing customers
• Implemented a risk assessment framework to evaluate potential credit risks and develop appropriate mitigation strategies
• Developed and maintained strong relationships with key stakeholders including sales teams, finance departments, and external agencies
• Conducted regular reviews of customer credit profiles to identify potential high-risk accounts or opportunities for increased credit limits
• Created comprehensive reports on the status of overdue accounts receivable for management review

Data mining, Data Visualization, Data Analytics for Business Analytics, Predictive Analytics, Project Management, Management Information Systems.

Familiar with Analytics Tools such as: Tableau, JASP, Excel, SQL, R, Python.

Cost Accounting, Management Accounting, Financial Reporting (1&2) Intermediate Financial, Advance Finacial Management, Taxation, Corporate Reporting, Project Management, Business Ethics, Organizational Behavior