David Blanford
Myakka City,FL
Overview
13
13
years of professional experience
Work History
Underwriter II
Progressive Insurance
St. Petersburg, FL
02.2018 - 01.2024
- Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
- Increased Agent satisfaction through timely communication and efficient handling of loan applications.
- Mentored new underwriters, providing guidance on best practices and improving overall team performance.
- Ensured compliance with regulatory requirements through diligent monitoring of industry changes and updating internal policies accordingly.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
- Assisted in developing training materials used to educate new hires on essential job functions, contributing to their successful onboarding and integration into the team.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Made approval and denial recommendations by determining accurate risk levels.
- Served on multiple project teams.
Claims Analyst
First Guard Insurance Company
Venice, FL
11.2014 - 11.2017
- Verify coverage, investigate, evaluate, negotiate, and settle physical damage claims.
- Research and assess subrogation potential.
- Work closely with the insured; repair facilities, adjuster, legal representatives, and law enforcement.
- Pursue recoveries on subrogation claims from insurance companies, businesses, and individuals.
- Prepare disputed claims for arbitration and litigation.
- Evaluate and handle complex claims to process claims in a timely and cost-effective manner.
- Interview, and take recorded statements with witnesses, claimants, and third-party individuals.
- Handle and process all payments promptly.
- Negotiate repair cost with shops, adjusters and attorneys.
Property Adjuster, National Catastrophe Team
Allstate Insurance Company
Northbrook, IL
02.2011 - 11.2014
- Improved claim resolution times by efficiently managing a caseload of property claims.
- Reduced costs for the company by accurately estimating repair and replacement expenses.
- Enhanced customer satisfaction by providing timely and empathetic communication throughout the claim process.
- Resolved disputes with policyholders, negotiating equitable settlements within policy guidelines.
- Mitigated potential fraud by thoroughly investigating suspicious claims and collaborating with law enforcement when necessary.
- Maintained compliance with industry regulations by staying updated on changing laws and standards related to insurance adjusting.
- Increased accuracy of damage estimates by utilizing advanced software programs for appraisal calculations.
- Expedited claim processing times through diligent file management, including thorough documentation of claim notes, photographs, and correspondence.
- Mentored new hires.
- Consistently met and exceeded goals for customer service, file, and re-inspection reviews using strong organization and time management skills.
Education
Master of Arts - Education
Trevecca Nazarene University
Nashville, TNBachelor of Science - Sports And Exercise Science
Trevecca Nazarene University
Nashville, TN05.
Skills
- Policy Renewal
- Loss Protection
- Risk Mitigation
- Caseload Management
- Risk Assessment
- Documentation Review
Timeline
Underwriter II
Progressive Insurance
02.2018 - 01.2024
Claims Analyst
First Guard Insurance Company
11.2014 - 11.2017
Property Adjuster, National Catastrophe Team
Allstate Insurance Company
02.2011 - 11.2014
Master of Arts - Education
Trevecca Nazarene University
Bachelor of Science - Sports And Exercise Science
Trevecca Nazarene University