David Marseilles

Specialized in FHA, VA streamlines, and conventional debt consolidation within direct-to-consumer call center operations.
Executed loan applications, ensuring accurate structure for credit approval.
Ran Desktop Underwriter and Loan Prospector to assess loan eligibility efficiently.
Sent electronic disclosures to clients, enhancing transparency and compliance.
Collected necessary stipulations to facilitate accurate submission of loan files to processing.

• Streamlined optimization of FHA, VA, and conventional refinances in multi-state call center environment.
  Managed processes from initial application to submission of accurate, complete files.
  Collected necessary documentation and e-disclosures to ensure compliance throughout process.

• Specialized in FHA, VA, and conventional refinances, debt consolidation, and portfolio retention in high-volume call center.
  Processed applications and conducted credit checks using DU/LP systems effectively.
  Distributed e-disclosures and gathered stipulations to ensure accuracy.
  Submitted clean loan files to processing, enhancing operational efficiency.

• Executed refinancing processes for VA IRRRL, FHA streamline, and conventional mortgages in a high-volume call center.
  Achieved top performer status consistently in branch operations.

• Led strategic development and oversight of multi-state mortgage brokerage with funding exceeding twenty-five hundred units..