DAVID STEFANSKI
Summary
Dynamic financial crime professional with extensive experience, excelling in risk management and compliance. Proven ability to deliver high-quality, timely results while fostering collaboration. Skilled in data analytics and a passion for driving efficiency in complex environments.
Overview
1
1
Certification
14
14
years of professional experience
Work History
Lead Financial Crimes Officer (Global Sanctions)
Wells Fargo
Charlotte, NC
02.2024 - Current
- Provide guidance related to the Global Sanctions Program as well as the Antiboycott Program to frontline Business Groups and Enterprise Functions
- Create and document controls related to the Global Sanctions Program and the Antiboycott Program.
- Participate in Risk and Control Self-Assessment (RCSA) activities.
- Monitor Financial Crimes Risk Management (FCRM) Issues with a Global Sanctions nexus and provide oversight.
- Conduct Risk Based Reviews related to the Antiboycott Program.
- Make risk-based decisions related to frontline deviations to the Global Sanctions Policy.
- Conduct peer reviews on internal processes to ensure accuracy and compliance with policies and procedures.
Lead Financial Crimes Officer (Issues Mgmnt))
Wells Fargo
Charlotte, NC
09.2022 - 02.2024
- Support the Independent Risk Management responsibilities outlined in the Issues Management methodology and other initiatives related to the Financial Crimes Program.
- Responsible for providing support during the Issues Management lifecycle to ensure financial crimes risks are represented and mitigated.
- Provide Financial Crimes subject matter expertise for both frontline and Financial Crimes Risk Management (FCRM) owned issues Management.
- Provide feedback and challenge during the design of issues and corrective actions during the intake process.
- Conduct ongoing monitoring and engage with issue owners and contacts of FCRM owned issues to assess progress and status of risk mitigation efforts.
Financial Crimes Senior Associate
Wells Fargo
Charlotte, NC
05.2021 - 09.2022
- Providing support to all aspects of the AML/Sanctions and Anti Bribery and Corruption risk assessment process including advisory, oversight and challenge for both domestic and international risk assessments.
- Ensure timely and complete execution and development of enterprise wide AML/Sanctions and ABC risk assessment process and schedule.
- Development and governance of AML/Sanctions and ABC risk assessment procedures, job aids, and other supporting documentation and controls.
- Proven success in creating on time, virtually error free, and high-quality deliverables in an efficient manner, while identifying efficiency and effectiveness opportunities and presenting potential solutions.
- Developing and managing metrics and risk report to be distributed and leveraged by key stakeholders with responsibility for risk management in all lines.
- Adapting to new requests, quick turnaround times, balancing multiple priorities and changes to existing processes in a positive and professional manner while executing in a fast paced, high demand environment.
- Maintain an awareness of financial crimes activity across the enterprise and provide subject matter expertise to projects around AML/Sanctions and ABC risk assessment initiatives.
Business Risk and Control Senior Associate
Wells Fargo
Charlotte, NC
01.2017 - 05.2021
- Responsible for the execution of governance and implementation of the Wholesale, Anti-Bribery & Corruption, Identity Theft programs, and other Financial Crimes risk management programs across Commercial Capital lines of business.
- Complete ABC, Fraud, Identity Theft, and AML corporate risk assessments for multiple lines of business.
- Monitor deliverables, timelines and SLA's to ensure milestones and completion of projects are met.
- Communicate consistantly with team members for status updates.
- Identify data sources, perform data analytics requests, and compile routine regulatory reports.
- Review and provide guidance for financial crimes related business procedures in accordance with corporate policy.
- Develop, maintain, and deploy financial crimes related training for team members in covered businesses.
- Work with stakeholders including Wholesale Operational Risk Control and Wholesale Financial Crimes Risk Control to ensure a systematic and consistent approach to the management of Financial Crimes.
- Evaluates, quantifies, and ensures controls are working as designed, and provide routine credible challenges.
- Reviewing Major Compliance Requirements to assure proper risk and controls are in place while complying with data quality standards
- Performs in depth analysis and consults with business leaders to influence the need for new or revised financial crimes controls and identify data trends.
CRO Payment Services EDD Supervisor
US BANK
Charlotte, NC
03.2015 - 01.2017
- Participated in leading the startup department of the CRO Payment Services Department, heading up the build out of the Elavon North America CRO Payment Services EDD team for high risk customers.
- Provided leadership support to the RPS & CPS lines of business.
- Managed deliverables to completion during regulatory oversight.
- Involved in creating process and procedures for the department
- Partcipated in the buildout of Actimize.
- Took part in the API direct connections into Actimize.
- Provided insight for database buildouts.
- Manage a team of analyst that perform initial and ongoing Enhanced Due Diligence reviews of the highest-risk customers in the Payment Services lines of business both domestic and international.
- Quality check the teams' completed cases for error as well as proper risk designation.
- Ensures Payment Services lines of business are in compliance with applicable laws, rules, regulations, and corporate policies related to EDD.
- Maintains a high level of compliance awareness and knowledge to effectively support EDD and other related areas of responsibility.
- Partners with Payment Services lines of business and Corporate AML to address issues identified through regulatory and audit testing and analysis.
CIU Analyst II
TIAA-CREF
Charlotte, NC
11.2014 - 03.2015
- Primarily responsible for client fraud reviews focused on first level investigation and loss mitigation activities.
- In addition, work AML KYC alerts associated with Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) processes.
- Working closely with Business Units, Risk Management, and Compliance teams to provide high quality services in support of the Enterprise Financial Crimes Program (EFCP).
- Assessing client profile data against hits to ensure normal and expected activity.
- Conducting research utilizing available tools, systems, and the internet, consistent with the resolution of the performance of Customer Due Diligence (CDD)& Enhanced Due Diligence (EDD) reviews.
- Document in narrative style format in the case management system (managed through both manual and automated processes) and prepare reports to management as required.
- Escalation of unusual activity to the Enterprise AML Unit (EAU).Escalating relationship retention or termination decisions, and tracking account closures where applicable.
- Support special projects and initiatives.
AML/EDD Analyst AVP
CITI BANK
Charlotte, NC
07.2012 - 07.2014
- Analyze risk associated with potentially high AML risk customers with a focus on MSB (money service business) as well as Foreign Offshore businesses.
- Recommend and undertake supplemental enhanced due diligence when required, including escalation of suspicious activity to the Financial Intelligence Unit (FIU).
- Review, complete, and validate missing EDD and KYC information and conduct periodic reviews of customer profiles for Commercial and Retail customers.
- Perform research using external and internal resources.
- Document reviews in case management system, in accordance with established standards and processes Assist team lead in gathering information for reporting purposes.
- Manage the case queue and identify bottlenecks with downstream teams or clients, working with them to complete requests and reduce the number of outstanding requests.
- Continuously looking to improve process.
Education
High School Graduate -
Simi Valley
01-1994
Skills
- Financial crimes compliance
- Risk assessment
- Data analysis
- Issues management
- Project management
- Process improvement
Certification
Certified FInancial Crimes Specialist (CFCS) from
Association Certified Financial Crimes Specialist (ACFCS)- 2020
Timeline
Lead Financial Crimes Officer (Global Sanctions)
Wells Fargo
02.2024 - Current
Lead Financial Crimes Officer (Issues Mgmnt))
Wells Fargo
09.2022 - 02.2024
Financial Crimes Senior Associate
Wells Fargo
05.2021 - 09.2022
Business Risk and Control Senior Associate
Wells Fargo
01.2017 - 05.2021
CRO Payment Services EDD Supervisor
US BANK
03.2015 - 01.2017
CIU Analyst II
TIAA-CREF
11.2014 - 03.2015
AML/EDD Analyst AVP
CITI BANK
07.2012 - 07.2014
High School Graduate -
Simi Valley