David Vaughn
Brandon,MS
Summary
Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. Committed with a history of meeting company needs with consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
14
14
years of professional experience
Work History
Operations Specialist II ILR
Regions Bank
Madison, MS
09.2013 - 03.2024
- Reviewed loan documents to assess creditworthiness and compliance with bank policies.
- Collaborated with internal departments such as legal, underwriting, and accounting to ensure all loan requirements are met.
- Analyzed financial statements, borrower's credit history, and collateral information.
- Performed quality assurance reviews of loans in the portfolio to identify areas of risk or non-compliance.
- Assisted with training sessions for new employees on the basics of loan review process.
Branch Manager
Tower Loan
Brandon, MS
02.2010 - 05.2013
- Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
- Conducted regular performance reviews for all employees in the branch.
- Reviewed loan applications to ensure accuracy and compliance with regulations.
- Monitored financial performance of the branch on a monthly basis.
- Implemented internal control procedures to minimize risk exposure and maximize profitability.
- Ensured compliance with established policies, procedures and regulations governing banking operations.
- Participated in community events to promote brand awareness.
- Provided feedback on employee performance evaluations conducted by supervisors.
- Increased efficiency and drove branch revenue by optimizing daily operations.
Education
BBA - Business Administration And Management
Mississippi State University
Starkville, MS08-2008
Skills
- Process Documentation
- Credit underwriting
- Loan Origination and Underwriting
- Automated Underwriting System (AUS)
- Mortgage Underwriting
- Underwriting process expertise
- Self-Directed
- Dependable and Responsible
- Excellent Communication
- Remote Office Availability
References
References available upon request.
Timeline
Operations Specialist II ILR
Regions Bank
09.2013 - 03.2024
Branch Manager
Tower Loan
02.2010 - 05.2013
BBA - Business Administration And Management
Mississippi State University