Summary
Overview
Work History
Education
Skills
Appointed by Governor to Vermont Appraisal Review Board
Chairperson Vermont Banker's Association Mortgage Committee
Interests
Timeline
Generic

Dawn Loring

Blacklick,OH

Summary

Dynamic mortgage professional with extensive experience at Northeast Home Loan, LLC, excelling in regulatory compliance and team building. Proven track record in implementing training programs and enhancing operational workflows, driving significant improvements in efficiency and client satisfaction. Skilled in critical analysis and adept at managing multiple tasks in fast-paced environments.

Overview

41
41
years of professional experience

Work History

Mortgage Consultant

Northeast Home Loan, LLC
10.2022 - 04.2025

Worked with President and CFO on special projects

Implemented training programs and acted as a mentor for parent company retail loan officers

Researched new products and provided recommendations to Senior Management

Created and delivered training for loan closing, TRID requirements and loan review

Reviewed commercial narrative appraisals and title work

Trained Mortgage Loan Closers

Completed pre-closing QC on closing files

Provided coverage for multiple operations areas during vacations and peak volume

Chief Operating Officer

Northeast Home Loan, LLC
08.2000 - 09.2022
  • Oversaw day-to-day operations to keep organization running smoothly while meeting business goals.
  • Mentored team members by sharing knowledge, offering guidance, and providing constructive feedback; fostering a culture of continuous learning and development within the organization.
  • Oversaw day-to-day operations across multiple departments, ensuring timely delivery of projects and streamlined workflows.
  • Guided teams through periods of significant change by providing clear communication and decisive leadership during transitions.
  • Maintained an underwriting pipeline during most of my tenure
  • Prepared initial disclosures and closing documents during high volume periods
  • Enhanced company reputation by establishing strong relationships with clients, partners, and stakeholders.
  • Formulated strategic plans aligning with overall company vision; setting achievable short and long-term goals to drive growth and profitability.
  • Established key performance indicators for each department to track progress towards organizational goals effectively.
  • Ensured regulatory compliance by developing policies in line with industry best practices to mitigate risks associated with legal or ethical violations.
  • Implemented TRID rule across the company, including workflow changes, policies, procedures and training.
  • Reviewed portfolio loan requests

Operations Manager

Banknorth Mortgage
05.1995 - 07.2020
  • Restructured operations by creating teams and enhanced workflow to streamline mortgage manufacturing process
  • Supervised operations staff and kept employees compliant with company policies and procedures.
  • Empowered employees to take ownership of their responsibilities, leading to increased accountability and improved performance outcomes.
  • Conducted regular performance reviews, identifying areas for improvement and developing action plans to address them.
  • Worked closely with audit and QC to ensure high quality mortgage production

AVP, Underwriting Manager

Vermont National Bank
04.1984 - 05.1995

Managed underwriting team to ensure compliance with state and federal regulations and investor guidelines

Implemented automated underwriting systems including creating new workflows, establishing and delivering training to staff

Member of Fair Lending Committee and Compliance Committee

Member of due diligence team for mergers and acquisitions

Education

High School Diploma -

Branford High School
Brandford, CT

Skills

  • Effective verbal and written communication
  • Critical analysis skills
  • Experienced Mortgage Underwriter
  • Successful team builder
  • Customer focused
  • Skilled at managing multiple tasks
  • Regulatory compliance expertise
  • Familiar with all mortgage operations tasks
  • Independent worker
  • Experience with multiple LOS

Appointed by Governor to Vermont Appraisal Review Board

Reviewed applications for Vermont Real Estate Appraiser licensing

Attended hearings on licensing complaints

Investigated and reviewed complaints filed with the Board


Chairperson Vermont Banker's Association Mortgage Committee

Set monthly meeting topics

led discussion of regulatory topics impacting community lending


Interests

Avid reader

Travel

Snorkeling

Wildlife education and conservation

Timeline

Mortgage Consultant

Northeast Home Loan, LLC
10.2022 - 04.2025

Chief Operating Officer

Northeast Home Loan, LLC
08.2000 - 09.2022

Operations Manager

Banknorth Mortgage
05.1995 - 07.2020

AVP, Underwriting Manager

Vermont National Bank
04.1984 - 05.1995

High School Diploma -

Branford High School
Dawn Loring