Debra Bruce

• Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
• Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
• Examined purchase and sale agreement for potential items of concern and addressed immediately.
• Communicated requirements and title exception information to clients.
• Prepared and delivered projected HUD-1 settlement statements to lender upon request.
• Reviewed escrow accounting reports and resolved outstanding check or open file balance issues.
• Opened incoming orders and set up escrow files within 1 hours of receiving purchase agreement.
• Checked signatures and legal descriptions for accuracy and integrity.
• Managed real estate closing process in compliance with applicable standards and legal requirements.
• Evaluated loan requests and documents to verify accuracy and completeness.
• Followed-up on status of releases, policies, and return of recorded documents.
• Forwarded title clearing documentation to title officer for approval.
• Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
• Opened incoming orders and set up escrow files within 1 hour of receiving purchase agreement.

Residential and Commerical Escrow Officer who handled complex transactions involving ag and winery properties. Followed detailed closing instructions and was attorney friendly.

Performed Branch Manager duties at the branch of Fidelity National Title St. Helena, CA for over 20 years.

Performed audits on all escrow files in County assisting the Escrow Manager.

• Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
• Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
• Returned executed loan packages to lender for review and approval in accordance with lender instructions.
• Checked signatures and legal descriptions for accuracy and integrity.
• Managed real estate closing process in compliance with applicable standards and legal requirements.
• Communicated requirements and title exception information to clients.
• Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
• Set up escrow transactions, processed deposits and mailed out forms and preliminary title reports for review.
• Forwarded title clearing documentation to title officer for approval.
• Examined purchase and sale agreement for potential items of concern and addressed immediately.
• Opened incoming orders and set up escrow files within 1 hour of receiving purchase agreement.
• Followed-up on status of releases, policies, and return of recorded documents.
• Developed and maintained relationships with customers, lenders and other third parties.
• Compiled closing packages for drafting and presentation accuracy.