Detail oriented Mortgage Loan Processor with 26+ years of experience managing high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
28
28
years of professional experience
1
1
Certification
Work History
Sr Mortgage Loan Processor
Homebridge Financial (Previously HomeStreet Bank)
Vancouver, WA
07.1995 - 05.2022
Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
Reviewed and analyzed credit reports, income and asset documentation for each applicant.
Reviewed all loan files immediately upon receipt and secure title, credit reports, appraisals and flood reports as required.
Verify DU accuracy, file set-up and order out, and status of all outstanding conditions
Communicate review to originating loan office, loan officer assistant and to management as required.
Ensure that the loan officer secures all required documentation or information necessary from client
Review all documents received from the Loan Officer and/or client to ensure they meet loan requirements.
Update DU and/or Underwriting as required during the processing of the loan as new information is secured or changes occur.
Prepare all loan files for delivery to funding within a timeframe that will allow the loan to close according to client expectations.
Assume responsibility for file accuracy and timeliness of delivery to funding
Marketing Representative
First American Title
Portland, OR, OR
10.1994 - 06.1995
Strengthened outreach by coordinating events to maximize marketing initiatives.
Distributed advertising and marketing collateral to local Real Estate offices.
Determined customers' needs and provided brand awareness and recommendations to fulfill requirements.
Created customized marketing materials to increase product awareness.
Built local sales and marketing plan for each targeted district within defined territory.
Attracted new clients by creating and implementing innovative marketing strategies.
Education
Portland State University
Portland, OR
Skills
Acute knowledge of Conventional, FHA, VA, and USDA residential mortgages
Experienced in Encompass, Loan Quest, and MSOffice
Adept at Desktop Underwriter, Loan Prospector, and USDA's Guaranteed Underwriting System
Analytical Skills with strong attention to detail
Experienced at Multi-tasking, managing multiple products & pipelines in fast paced business environment
Strong customer service and teamwork abilities
Certification
Up to date on all mortgage industry regulatory certifications and training
Operations Director/Deputy Regional Manager/Project Management at North Wind GroupOperations Director/Deputy Regional Manager/Project Management at North Wind Group