Denise Cobbs
Bartlett,IL
Summary
Results-driven Credit and Collections professional with more than ten years of experience optimizing cash flow and customer relationships to increase profitability, as well as skill in using credit procedures and policies for organizational improvement. Proven experience in evaluating customer creditworthiness, identifying high-risk accounts, and reducing bad debt to increase cash flow.
Overview
11
11
years of professional experience
1
1
Certification
Work History
National Credit Coordinator
US FOODS
Rosemont, IL
05.2019 - Current
- Monitor open accounts receivable for term compliance and ensure that unapplied cash, short pays, skips invoices and credit memos are immediately handled
- Implement and as needed, develop payment plans for past-due accounts
- Facilitate collection and credit resolution with the Sales Department and/or the customer
- Assist the credit manager by recommending that the customer’s accounts be written off, as well as assisting in assigning and reporting of non-collectible account for the consolidated third-party collections agency.
Credit Analyst
ARJO COMPANY
Hanover Park, IL
11.2018 - 05.2019
- Managed accounts and customer service to reconcile credit balances and maximize Accounts Receivables, leading negotiation of payment plans and follow-up to ensure prompt response.
Credit Analyst
FONA INTERNATIONAL
Geneva, IL
03.2015 - 04.2018
- Managed Accounts Receivable balance of +$50M
- Engaged sales team in collection process on large accounts and determined accounts in need of holds
- Completed diverse accounts receivable tasks including posting and reconciliation of cash receipts, client billing, and distribution of weekly financial reports.
Credit Analyst
CANON USA
Itasca, IL
04.2013 - 03.2015
- Analyzed financial statements and determined credit risk and high value loans
- Managed loan preparation and presentation to committees, along with recommendations
- Served as key decision maker in purchase restrictions for delinquent clients.
Education
Bachelor of Science in Business Administration -
Roosevelt University
Schaumburg, ILSkills
- Credit-Collections Analysis
- Risk Analysis & Loss Management
- Dispute Resolution
- Order-to-Cash Management
- Client Relations & Customer Service
- Account Negotiations
- Credit Score Analysis
- Credit Operations Management
- Invoicing & Reconciliations
- Regulatory Compliance
- Financial Analysis & Reporting
- Continuous Improvements
- AX
- SAP
- JD Edwards (JDE 812)
- PeopleSoft
- AS400
- Get Paid
- Business Intelligence
- Lotus Notes
- MS Office Suite
- Blacksmith
- Seibel
- Bio360
- JP Morgan Receivables
- Edge
- Cognos Reporting
- Dun & Bradstreet Systems
- Experian
Certification
Certificate of Learning, FONA Leaps Experience Institute, 2017
Timeline
National Credit Coordinator
US FOODS
05.2019 - Current
Credit Analyst
ARJO COMPANY
11.2018 - 05.2019
Credit Analyst
FONA INTERNATIONAL
03.2015 - 04.2018
Credit Analyst
CANON USA
04.2013 - 03.2015
Certificate of Learning, FONA Leaps Experience Institute, 2017
Bachelor of Science in Business Administration -
Roosevelt University
Similar Profiles
Terri CainTerri Cain
Account Executive at US FoodsAccount Executive at US Foods
Calvin PackCalvin Pack
Warehouse Worker at US FoodsWarehouse Worker at US Foods
Nicholas LeonNicholas Leon
Shipping Manager at US FOODSShipping Manager at US FOODS