Denise Xiao
Altadena,CA
Summary
Seasoned real estate professional with a broker license and experience in loan transactions. Seeking to leverage ten years of industry knowledge in an office-based role with stable income. Committed to delivering exceptional client support and fostering relationships through patience and expertise.
Overview
3
3
Languages
9
9
years of professional experience
Work History
Loan Officer
AI Mortgage Lendings
Alhambra, California
01.2026 - Current
- Evaluated loan applications and financial documents for approval processes.
- Communicated with clients to gather necessary information for loan processing.
- Educated clients on terms, conditions, and responsibilities of mortgage agreements.
- Built strong relationships with real estate agents to facilitate loan referrals.
Realtor
Elevate Real Estate Agency
Chino Hills, California
02.2025 - Current
- I am an active realtor selling and buying properties from clients. I hold broker license since 2021. I have about 15-20 transactions a year. Managed real estate tasks and client interactions, ensuring smooth and efficient transactions. Exhibited detail-oriented approach in preparing and reviewing real estate documents. Consistently worked hard to meet client expectations and deadlines in real estate transactions. Took on responsible role in overseeing various aspects of real estate transactions.
- Negotiated offers and contracts between buyers and sellers.
- Managed real estate transactions from initiation to closing.
- Provided guidance and support throughout the entire purchasing process from initial search through closing.
- Developed relationships with clients to understand their real estate needs.
- Advised clients on market trends and local real estate conditions to facilitate informed decision-making.
- Conducted market research to identify property values and trends.
- Kept current knowledge of local real estate regulations and practices to ensure compliance and provide accurate guidance.
- Prepared documents such as purchase agreements, deeds, leases and other legal documents related to real estate transactions.
Life Insurance Agent
Skyvision
San Marino, California
12.2017 - Current
- Guided clients in selecting tailored life insurance policies to meet individual needs.
- Developed personalized insurance plans based on client profiles and goals.
- Conducted client consultations to assess insurance needs and preferences.
- Informed clients about policy features and benefits to facilitate informed choices.
- Clarified policy options and benefits to empower clients in decision-making.
Loan Officer
AAA Lendings
Arcadia, California
07.2022 - 01.2026
- Evaluated loan applications for creditworthiness and financial stability.
- Assisted clients in understanding loan products and mortgage options.
- Managed customer relationships to ensure satisfaction and retention.
- Performed daily job responsibilities to support loan processing and client service.
Realtor
Realty Masters Associates
Chino, California
08.2017 - 01.2025
- Guided clients through property listings and conducted market analyses.
- Facilitated negotiations between buyers and sellers for optimal agreements.
- Managed property showings and coordinated open house events for potential buyers.
- Executed diverse tasks aligned with real estate operations, contributing to overall team objectives.
Education
Not finish master degree - Computer And Information Sciences
Old Dominion University
Norfolk, VA05-1991
BBA - Business And Engineering
China South University
Changsha, China10-1987
Skills
- Loan assessment
- Contract negotiation
- Client relationship management
- Client communication
- Market research
- Attention to detail
- Issue resolution
- Project management
Languages
English
Professional
mandarin
Professional
Cantonese
Professional
Timeline
Loan Officer
AI Mortgage Lendings
01.2026 - Current
Realtor
Elevate Real Estate Agency
02.2025 - Current
Loan Officer
AAA Lendings
07.2022 - 01.2026
Life Insurance Agent
Skyvision
12.2017 - Current
Realtor
Realty Masters Associates
08.2017 - 01.2025
Not finish master degree - Computer And Information Sciences
Old Dominion University
BBA - Business And Engineering
China South University