Portfolio Scope
- 500K+ active digital households
- 120M+ annual digital transactions
Key Business Outcomes
- Expanded digital enrollment by 40%, achieving 74% digital penetration of checking households and improving retention.
- Increased active digital users by 44%, moving the organization from lower-quartile to top-quartile digital penetration among regional banking peers.
- Generated $16.8M in new deposits through digital product monetization and personalized in-app experiences.
- Increased multi-feature adoption per user by 7% across bill pay, mobile deposit, Zelle, and alerts, improving CLV.
- Achieved $4.8M in annualized cost savings by driving 9% increase in paperless adoption, lowering servicing expenses.
- Reduced contact center call volume by 18% through digital self-service and containment, lowering cost-to-serve.
- Improved mobile app ratings to 4.8 (App Store) and 4.7 (Google Play), highest in company history.
- Increased Customer Satisfaction scores for digital banking annually through targeted engagement initiatives.
Full Customer Lifecycle Oversight
- Own the mobile and web banking engagement experience for consumer and small-business segments.
- Champion the vision; provide oversight and drive modernization for technology stack that enables channel growth, onboarding, active users, adoption, retention, deepening and channel satisfaction.
- Led the implementation of the bank's first paperless digital account opening experience.
- Launched enterprise-wide Early Access / Beta Program, reducing post-launch defects, accelerating time-to-value, and improving feature adoption curves.
- Developed measurement and insight framework, created performance dashboards, and conducted quarterly business reviews to drive performance improvements.
- Developed field enablement and digital advocacy programs that enhanced product education, cross-selling, and digital literacy across the bank.