Diana Paterno
Missouri City,Texas
Summary
A recent Network Engineering and Security graduate. Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 10 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures.
Overview
9
9
years of professional experience
Work History
Loan Officer
American Mortgage Corporation
07.2014 - Current
- Identified opportunities to cross-sell and upsell loan products to customers.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Proactively identified solutions for customers experiencing credit issues.
- Negotiated loan terms to provide favorable outcomes for both customers and lenders.
- Examined customer loan applications for loan approvals and denials.
- Negotiated loan terms and conditions with customers to secure best deal.
- Developed and implemented marketing campaigns to attract new customers.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Utilized risk management strategies to attain high loan approval rates.
- Compiled database of loan applicants' credit histories, financial statements and other financial information.
- Maintained strict confidentiality of bank records and client information.
- Processed loan applications and monitored progress from start to finish.
- Recommended loan approvals and denials based on customer loan application reviews.
- Advised clients on mortgage, education and personal loans.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Submitted loan applications to underwriter for verification and recommendations.
- Assisted customers with completing loan applications and other paperwork.
- Developed systems to efficiently track loan documents and enhance accuracy.
- Compiled closing packages for drafting and presentation accuracy.
- Established plans and payoffs for customers' loans, prioritizing control of overall costs.
- Assessed loan portfolios for compliance with underwriting policies.
- Explained very technical financial information to applicants in easy to understand language.
- Monitored pipelines to track and log status of loans.
- Researched and updated industry knowledge on changing legislation and regulations.
- Monitored performance of existing loan portfolios to identify and address any issues.
- Developed and maintained relationships with customers, lenders and other third parties.
- Developed strong relationships with customers through high levels of customer service.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
Education
Bachelor of Science - Computer Networking
DePaul University
Chicago, IL06.2022
Skills
- Analytical and Critical Thinking
- MS Office
- Python Software Proficiency
- Flexible and Adaptable
Timeline
Loan Officer
American Mortgage Corporation
07.2014 - Current
Bachelor of Science - Computer Networking
DePaul University
Similar Profiles
Rahul YadavRahul Yadav
Technical Architect at SitusAMC - American Mortgage CorporationTechnical Architect at SitusAMC - American Mortgage Corporation
Quintin CrookQuintin Crook
Branch Manager at American Pacific Mortgage CorporationBranch Manager at American Pacific Mortgage Corporation
Brendon DumasBrendon Dumas
Mortgage Loan Officer at American Pacific Mortgage CorporationMortgage Loan Officer at American Pacific Mortgage Corporation
Karly MillerKarly Miller
Infection Preventionist at Memorial Hermann Southwest HospitalInfection Preventionist at Memorial Hermann Southwest Hospital
Mary RamirezMary Ramirez
Front End Cashier at Specs Finer Foods and LiquorFront End Cashier at Specs Finer Foods and Liquor