Isidora {Doris} Rivera

Senior Realtor and Loan Officer for the last 27 years. Servicing and educating the minorities community of Los Angles County, on how to become a First Time Buyer, also on refinancing , and financing all types of mortgage loans.

I'm one of the first Pioneer working and understanding the Foreclosure process from 2008 - 2014. went the market crashed, I Worked with several Lenders like Chase, Countrywide, Bank Of America PMC Financial, etc. In the Foreclosure storm.

Offering restructured loan options to eligible candidates and fostering seamless completion of foreclosure transactions to meet Lenders' guidelines. Well-versed in data collection and litigation documents to be reviewed for the lender's legal department to avoid foreclosure and offer options to the homeowner like a Short Sale or Loan Modifications.

Providing market analysis to the lender and to the clients. working with Title Companies to obtain Title Reports.

As a Realtor I worked with Short Sales went the market crashed in 2008-2013

Assisted buyers with finding ideal homes by assessing needs, requirements and budgets.

Advised and informed prospective clients on current market activities and conditions.

Developed and maintained relationships with clients through networking, postcards and cold calling, social media, Website seminars, streets festivals. etc. Created and implemented marketing plans to drive sales .

Helping the buyer to obtain City and Counties down payments assistance, incentives from the seller and builder and new developments in surrounding area.

Advertised client properties through websites, social media and real estate guides association of Realtors, local festivals and community activities.

• As a Foreclosure specialists, I often review documents related to the sale of a foreclosed property.
• These documents include liens, inspection reports, appraisals and insurance policies.
• If discrepancies are found in these documents, I try to resolve them for the property owner.
• This may require communication with the lender, municipal courts, home inspection services and insurance companies.
• Filing the necessary paperwork, ensuring that deadlines are met, verifying signatures, and attaching addenda are commonly part of the job .I also review the client's mortgage payment history and financial documents, such as bank statements and investment portfolios Home preservation-2008 - 2014. The responsibility was to provide a single point of contact to our borrowers in a professional manner.
• The primary goal is to mitigate loss, while allowing mortgagor's to retain home.
• If retention options are not possible, the I discuss other solutions including short sales, deed in lieu, etc. .
• Develops communication and training strategies, including design and delivery.
• Negotiates resolution of issues, escalating as necessary and ensures task completion according to established timelines. Manages multiple projects and develops solutions for delivery to the field.
• Responsible for handling a case load of files, which includes following up with attorneys and internal departments to insure the timeliness of the claim filing.