A highly motivated and client focused Senior Credit Officer / Portfolio Manager with a track record of providing client focused, high quality and in-depth analysis for credit actions involving new transactions, renewals and portfolio management.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Sr. Portfolio Manager - Middle Market
Wells Fargo
Dallas, TX
10.2025 - Current
Managed portfolio of 25+ clients on an ongoing basis including covenant testing, borrowing base analysis and facility renewals – representing over $400mm of aggregate exposure
Led client due diligence meetings in combination with Relationship Managers to secure new business, deepen existing client relationships and resolve client issues
Evaluated and structured new deal transactions across a wide range of credits products including revolving lines of credit, term loans and derivatives - up to $25mm of committed exposure
Sr. Credit Officer - Middle Market
JPMorgan Chase
Plano, TX
03.2022 - 10.2025
Effectively managed portfolio of 50+ clients on an ongoing basis including covenant testing, borrowing base analysis and facility renewals – representing over $250mm of aggregate exposure
Evaluated and structured new deal transactions across a wide range of credits products including revolving lines of credit, equipment finance, term loans and derivatives – second signing authority up $10mm
Utilized strong communication skills both internally and externally to effectively negotiate legal documentation including rates, terms and collateral requirements
Managed AI Leadership Team to help engineer LLM prompts to maximize efficiencies across Commercial Bank
Member of Leadership Advisory Team that advised and developed policies, procedures, and compliance requirements
Led client due diligence meetings in combination with Relationship Managers to secure new business, deepen existing client relationships and resolve client issues
Sr. Credit Risk Analyst – Institutional Client Group
Citi Bank
Dallas, TX
10.2020 - 03.2022
Responsible for ongoing monitoring and risk assessment of assigned portfolio on quarterly and annual basis with client revenues ranging from $20mm to $15bn
Worked on deal transactions/credit underwriting with corporate banking on vast array of clients from investment grade to distressed credits
Selected to industry analysis group which performed in-depth analysis across wide range of industry segments to inform credit stakeholders of current industry trends
Provided in depth credit analysis to recommend internal credit ratings, classifications, appropriate limits and tenor
Education
Bachelor of Science - Finance and Investments
University of Arkansas
Fayetteville, AR
Skills
Client Relations
Credit Risk
Due Diligence
Data Analysis
AI Utilization
Public Speaking
Advanced Excel Skills
Leadership & Teamwork
Project Management
Relationship Building
Certification
Fitch Credit Academy
Citi Wholesale Credit Training Program
JPMC Middle Market Credit Training Program
Timeline
Sr. Portfolio Manager - Middle Market
Wells Fargo
10.2025 - Current
Sr. Credit Officer - Middle Market
JPMorgan Chase
03.2022 - 10.2025
Sr. Credit Risk Analyst – Institutional Client Group