Summary
Overview
Work History
Education
Skills
Additional Information
Timeline
Generic

Elena Chimienti

New Hyde Park,New York

Summary

To achieve a secure and successful position with a mortgage company. Organized, hardworking and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

26
26
years of professional experience

Work History

Branch Operations Manager

CrossCountry Mortgage
11.2018 - Current
  • Developing operating procedures for a multi branch sales team
  • Reviewing loans from inception to ensure proper structuring
  • Working with processing and underwriting teams to handle loan issues as they arise
  • Overseeing all VA and non QM loans for entire team.

Pipeline Manager

Interstate Home Loans
07.2018 - 10.2018
  • Handling review and submission of all loans for branches throughout the US
  • Structuring loans for FHA, VA, USDA, conventional and non QM
  • Assisting loan officers with loans from submission to closing.

Sales/Ops Liaison

Meadowbrook Financial Mortgage
09.2016 - 06.2018
  • Worked closely with loan officers to structure and submit loans
  • Assisted underwriting department with all guideline changes
  • Handled submission of non-QM and non-delegated loans to investors.

Sales/Ops Liaison Manager

Vanguard Funding Corporation
12.2012 - 09.2016
  • Managed pipelines for several individual loan officers
  • Reviewed income documentation for approval of borrowers
  • Explained guidelines and loan procedures to branches
  • Assisted with onboarding of new branches
  • Worked with outside investors on non-delegated loan products.

Account Executive

Icon Residential Lenders
10.2011 - 11.2012
  • Performed as inside and outside account executive, working with brokers in several regions on FHA, FNMA, USDA, VA and portfolio loans
  • Worked with several proprietary operating systems within Icon and trained brokers to use the bank’s loan operating system
  • Facilitated brokers in working with operations staff to submit, price and close loans
  • Trained several brokers on underwriting guidelines and products
  • Handled underwriting and funding issues as they arose to alleviate brokers concerns on individual loans
  • Assisted brokers in structuring of loans as the need occurred.

AVP Wholesale

Presidents First Mortgage Bankers
02.2008 - 05.2011
  • Developed department procedures, including new compensation rules and compliance of all loans submitted
  • Implemented review of broker applications and all submissions to ensure quality of pipeline
  • Expedited individual loan issues that would arise at any juncture in the loan and worked with underwriting, closing and processing managers to implement techniques to ensure smoother handling of loans
  • Established FHA 203k guidelines, marketing and education for brokers and AE’s to excel in closing 203k loans
  • Worked with clients and contractors throughout the loan process and after closing to facilitate the rehab process
  • Dealt with brokers on a daily basis to expedite the closing of FHA and conventional loans and answer/resolve any questions or issues impeding the loan processing
  • Worked closely with AE’s to maintain broker relationships and monitor their individual loans
  • Handled entire loan pipeline from opening to closing and worked with processing and underwriting staff to ensure timely review and closing of loans
  • Additionally functioned as an Account Executive to sustain relationships with my own mortgage brokers and motivated them to submit loans
  • Aided them with pricing of loans and facilitated their closings as well
  • Helped with the organization of content and material on the company’s proprietary website
  • Reviewed documents and information to make sure the site was user friendly and informative
  • Assisted in the company goal to become paperless and more cost effective as well as environmentally minded by implementing uploading of all loans directly to the site.

Account Executive

Delta Funding Corporation
06.2003 - 12.2007
  • Outside sales position, responsible for working with over 40 clients, including approving and structuring loans for underwriting approval
  • Managed a pipeline of $10 to 30 million per month
  • Handled client and borrower issues
  • Assisted in reorganizing and launching the correspondent loans department with CEOs of my company and our largest client.

Senior Account Manager

Delta Funding Corporation
08.1997 - 06.2003
  • Worked with numerous brokers to secure residential and mixed use mortgages for borrowers with A-D credit
  • Structured loans with underwriting to secure the best loan for the borrower and provide the best service to the brokers.

Education

Bachelor of Arts -

St. John's University
Jamaica, NY

Skills

  • Proficient in Encompass 360, MS Office, Word and Excel
  • Loan Documentation
  • Attention to Detail
  • Problem Solving
  • FHA, VA and non QM Loan Process Background

Additional Information

  • Volunteered as a Rape Victims Advocate, Nassau Coalition Against Domestic Violence.
  • Volunteered as religious education teacher for 3rd, 5th and 7th grade students.
  • Volunteered as a 7th grade girls’ basketball coach, Nassau PBA.

Timeline

Branch Operations Manager

CrossCountry Mortgage
11.2018 - Current

Pipeline Manager

Interstate Home Loans
07.2018 - 10.2018

Sales/Ops Liaison

Meadowbrook Financial Mortgage
09.2016 - 06.2018

Sales/Ops Liaison Manager

Vanguard Funding Corporation
12.2012 - 09.2016

Account Executive

Icon Residential Lenders
10.2011 - 11.2012

AVP Wholesale

Presidents First Mortgage Bankers
02.2008 - 05.2011

Account Executive

Delta Funding Corporation
06.2003 - 12.2007

Senior Account Manager

Delta Funding Corporation
08.1997 - 06.2003

Bachelor of Arts -

St. John's University

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Elena Chimienti